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IMT: Instant Money Transfer

About IMT.

IMT is an innovative, safe and simple domestic money transfer with cash out facility. It allows Banks customer to send money to a beneficiary/ receiver only by using the beneficiary / receiver’s mobile number and secret code; from either our IMT enabled ATMs or our Retail Internet Banking facility. The beneficiary/ receiver can withdraw money from Bank of India IMT enabled ATM without using a card, i.e. card less withdrawal. The beneficiary/ receiver need not be the customer of Bank of India / any Bank. The withdrawal details including secret code are partially communicated to the beneficiary/ receiver on his/ her mobile phone and partially by the sender.

The unique feature of this facility, IMT is as under:-
  1. Self Service – Bank’s customer can him/ herself initiates the transaction.
  2. 24 * 7 * 365, facility can be availed 24*7, both by initiator and beneficiary/ receiver.
  3. Simple, safe and hassle-free.
  4. The beneficiary/ receiver -

  1. Prefers cash.
  2. Needs money instantly / needs emergency cash.
  3. Don’t have a bank account.
  4. Bank account details are not known.


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