All Existing Individual Home Loan borrowers having satisfactory conduct of account for last 2 years are eligible.
All permitted bonafide purposes other than speculative purpose such as investment in equities.(Suitable undertaking to be obtained in this regard)
Based on valuation of property. Total Loan including outstanding in existing Home Loan account/s not to exceed 75% of the distress value of the property. Minimum Loan Limit Rs.2.00 Lacs
However customer has to maintain Average QuarterlyBalance (AQB) of Rs.5000/- or above, therefore AQB Clause to apply
Rate of Interest presently applicable in respective Home Loan account plus premium of 0.50% (floating ROI, p.a. at monthly rests) subject to minimum 1 year MCLR
As per request of borrower
Not to exceed repayment period in Home loan. Maximum 12 Years.
Star Top Up Loan
Rate of Interest applicable in respective Home Loan account plus premium of 0.50% subject to minimum 1 year MCLR |
As per respective Home Loan schemes |
Interim Report (Since last Title Clearance Report) to be obtained alongwith latest property tax paid receipt, CHS charges paid receipt, NOC from Builder/Society, as applicable etc.
Fresh valuation of the property to be obtained for considering the limit. However additional limit cannot be considered due to revaluation before completion of 2 years from the date of earlier sanction.
As per Star Home Loan Scheme / Star Diamond Home Loan Scheme.
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