Quantum of advance
Max. Rs.2.00 lacs (clean)
Max. Rs.5.00 lacs (in case liquid collateral security is offered like TDRs, NSCs, IVPs, KVPs, LIC Policy (Surrender Value) etc. at least equal to 50% of loan amount sanctioned)
Max. Rs. 10.00 lacs (In case liquid collateral security is offered like TDRs, NSCs, IVPs, KVPs, LIC Policy (Surrender Value) etc. at least equal to 100% of loan amount sanctioned)
Pensioners : Max. Rs.1.00 lac
Minimum size of loan:-
At Metro and Urban Centers: Rs.10, 000/-
At Rural and Semi Urban centers: No minimum size of loan.
Purpose
To meet the expenses (like airfare/Train/Bus charges, expenses for accommodation, sightseeing, etc.) for going for pilgrimage/tours/excursions etc. undertaken/to be undertaken by Self/spouse/children/ parents/family members/close relatives of proponent within India or abroad.
