Star Asset Backed Loan is a enabling loan for unlocking the value of property on lower cost and easy terms.




All MSME business units covered under MSMED Act



  • All Existing Business enterprises complied with applicable statutory requirements such as Udhyam registration, GST Registration, Licence under Shops & Commercial Establishment Act, Trade License etc and unit should be operation in last 3 years and should have earned cash profit at least in two preceding years.


  • To provide working capital for building up of current assets.
  • To acquire fixed assets, plant & machinery needed for business purpose, capacity expansion and modernization.
  • To purchase/Renovate/Construct business premises / office/Godown/Shop/Unit etc.
  • To tide over liquidity mismatch.
  • To repay high cost debt ( Business loan of other Banks/FIs.



Term Loan, Overdraft (Reducible/Non reducible), Non fund based Limits (LC/BG) (sub limit)



Minimum: Rs. 0.10 crores
Maximum: Rs. 15.00 Crores


Loan to Value

  • Max up to 60% of Market value of Residential properties
  • Max up to 50 of Market Value of other than residential properties
  • Market Value can be considered only in case two valuation reports from different empanelled valuers is available. Lower of the market values as per valuation reports to be considered for LTV ratio.


  • Lower Rate of Interest
  • Simplified Documentation
  • GST Based loan amount
  • 25% in NFB Commissions