Star Asset Backed Loan is a enabling loan for unlocking the value of property on lower cost and easy terms.



All Business Units (Micro, Small and Medium Enterprises) who want to avail loan facility for manufacturing and services


  • All Existing Business enterprises complied with GST Registration, unit should be in operation in last 3 years and should have earned cash profit atleast in two preceding years.



Purchase of equipment, Machinery, Vehicle, Furniture, Fixture etc. and Working capital requirement, Purchase/Renovate/Construct Business Premises/Office/Godown/shop/Unit etc, to repay high cost debt



Overdraft Limit (Regular/Reducible), Term Loan, Non Fund Based Limits (LC/BGs)



The extent of finance is minimum Rs 50 lacs, maximum Rs. 1000 lacs

Loan to Value

Residental property :

  • Maximum upto 60% of realizable value of the property
  • Other than Residential Properties
  • Maximum upto 50% of realizable value of theproperty



Immovable property in the form of Equitable/Registered Mortgage of land and building, by way of first charge.



  • Lower Rate of Interest
  • Simplified Documentation
  • GST Based loan amount