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Base Rate

Base Rate

 

Rates of Interest for MSME Accounts

Micro Enterprises

Table A: For limits below Rs.10 Lakh

Sanctioned Limit Existing Proposed
UP TO 50000 9.95 9.70
50001 To   <  2 Lakh 10.95 10.70
2 Lakh To < 5 Lakh 11.95 11.70
5 Lakh To <10 Lakh 11.95 11.70
 

Table A-I: Limits from Rs.10 Lakh TO < Rs.1 Crore

CR. Rating Existing Proposed
SBS1 12.65 12.40
SBS2 12.65 12.40
SBS3 12.75 12.50
SBS4 12.75 12.50
SBS5 13.00 12.75
SBS6 13.35 13.10
SBS7 13.85 13.60
SBS8 15.45 15.20
SBS9 15.45 15.20
SBS10 15.45 15.20
 

Table A-II: Rs. I CRORE TO < Rs 5 Crore

Credit Rating Existing Proposed
SBS-1 to 2 13.15 12.90
SBS-3 13.25 13.00
SBS-4 13.75 13.50
SBS-5 14.25 14.00
SBS-6 14.35 14.10
SBS-7 14.35 14.10
SBS-8 to 10 15.45 15.20
 

Note: For credit limits of Rs.5 Crores and above to Micro Enterprises where MS rating is applicable, Rate of Interest will be as per Table B-I and B-II ( as applicable to Small Enterprises).

Small Enterprises Table B: Limits < Rs.10 Lakhs (Small Enterprise)

Sanctioned Limit Existing Proposed
UP TO  50000 10.45 10.20
50001 TO < 2 Lakh 11.45 11.20
2 Lakh TO < 10 Lakh 12.45 12.20
 

Table B-1: Limits Rs.10 Lakh to < Rs. 10 Crore (Small Enterprise)

Credit Rating 10 Lakh to <1 Crore 1 Crore to < 5 Crore 5 Crore to <10 Crore
Existing Proposed Existing Proposed Existing Proposed
MS1       13.15 12.90
MS2       13.40 13.15
MS3       13.75 13.50
MS4       14.25 14.00
MS5       14.50 14.25
MS6       14.85 14.60
MS7       15.35 15.10
MS8       15.45 15.20
MS9       15.45 15.20
MS10       15.45 15.20
SBS1 13.65 13.40 13.15 12.90  
SBS2 13.65 13.40 13.15 12.90  
SBS3 13.75 13.50 13.25 13.00  
SBS4 13.75 13.50 13.75 13.50  
SBS5 14.00 13.75 14.25 14.00  
SBS6 14.35 14.10 14.35 14.10  
SBS7 14.85 14.60 14.35 14.10  
SBS8 15.45 15.20 15.45 15.20  
SBS9 15.45 15.20 15.45 15.20  
SBS10 15.45 15.20 15.45 15.20  

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