Particulars |
Employees of Central and State Government/ Universities/ Colleges |
Employees of Public Sector Undertaking |
Eligibility (Minimum take home salary Rs 10,000/- p.m. for at least 70% of Employees whose salary accounts are to be opened) |
All employees on regular pay roll of
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All employees on regular pay roll of Public Sector Undertakings |
Minimum Balance Requirement |
NIL |
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Group Personal Accidental Death Insurance Cover |
• Group Personal Accident Death Insurance Cover of Rs 30 Lakh* • Permanent Total Disability(as defined vide Insurance Policy) Cover of Rs. 30 lakhs* • Permanent Partial Disability (as defined vide Insurance Policy) Cover of Rs 15 lakhs.* • Air Accidental Insurance of Rs. 1 Cr* *Condition: |
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ATM Cum Debit Card |
Free Platinum Debit Card with cash withdrawal limit of Rs.50,000 /- and POS limit of Rs. 1 Lakh ii) Nil Annual Renewal Charges iii) Free Add on Card |
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Internet Banking/ Mobile Banking/ Star Sandesh/RTGS/NEFT payment through Internet Banking |
FREE |
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Cheque Leaves: |
Free 100 Cheque leaves per calendar year |
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Demand Drafts/Pay orders: Number of free drafts with max. amount of Rs. 50,000/-per draft (through salary account) for genuine purpose |
24 per calendar year |
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Interest Concession & Waiver of Processing Charges on Retail Loans* |
0.50% less than usual rate in Retail Loan* subject to minimum of Base rate |
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50 % Waiver of Processing charges in Retail Loan* |
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*Retail Loan-Home Loan, Vehicle Loan & Personal Loan |
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Easy Overdraft(on application as per Annexure VIII & undertaking as per annexure IX) to be approved by the Manager. |
4 times of net salary |
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Star Share Trade (3 in 1 account) Demat, SB, Online share Trading |
Available, |
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Pass Book/Statement (Monthly) |
Any one of them Available |
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Credit Card |
FreeGold Credit Card to all employees |
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Online Income Tax return Facility |
Available at Discounted rate under Tie-up arrangement. It can be filed from BOI Website |
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SUD Life Group Term Insurance Cover |
SUD Life Group Term Insurance Cover at very attractive rate. The salient features are:-
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Nomination facility |
Available as per the prevailing banking norms |