AQB - Rs.1.00 Lac & above for all categories of Branches
Tierisation of Saving Bank Accounts based on Average Quarterly Balance
Up-gradation and down-gradation of tierised Savings Bank Account every quarter by the system on the basis of AQB maintained in the last quarter. The system extends the benefits automatically, if accounts fall under diamond category and vice-versa.
Issuance of cheque book
No charges on issue of cheque Book
Charges of Debit entries in Saving Bank Account (ATM/Internet transaction not to be reckoned)
No Debit Entry Charges
Issue of Demand Drafts/Pay Order through customer account
No Charges on issue of Demand Draft/Pay Order through customer account. Free up to 1 Lac per Demand Draft
Revalidation/Cancellation of Drafts
No charges on cancellation of Drafts
NEFT/RTGS through Internet Banking
No charges on NEFT/RTGS through Internet Banking
Stop Payment of Cheque Charges
Waived
Retail Loans*
100 % Waiver of Processing Charges on Home Loan, Vehicle Loan and Personal Loan. The Account should be in diamond category for 6 months prior to sanction date of Home Loan, Vehicle Loan and Personal Loan
