Post harvest management projects viz., Ware houses, Cold Chains, Pack Houses etc., and other viable projects for building community farming assets viz., organic input production, Bio- Stimulant production units, etc
Farmers, Agri. entrepreneurs, Proprietorship, Partnership, Pvt. Ltd. Cos., SHGs, Start Ups, FPOs, PACS etc
Need based subject to technical and economic viability of the project.
The facilities shall be secured by way of first charge on the assets created out of our bank finance.Collateral –
Eligible activities with credit limit of upto Rs.2.00 crore will covered under CGTMSE. For FPOs, the credit guarantee under FPO promotion scheme of DAC & FW is available
Minimum 10% by way of promoter contribution.
Maximum period of 10 years (Including moratorium)Working Capital:
On demand subject to annual review.
One year MCLR plus 100 basis point (floating) subject to maximum 9.00 % p.a. for loan covered under interest subvention component i.e. upto Rs.2.00 crore. For credit limit of above Rs.2.00 crore ROI as decided by bank.
Interest Subvention of 3.00% will be available for all eligible entities will be provided under Agriculture Infrastructure Fund Scheme by Central Govt. subject to the terms & conditions applicable to the scheme.