पॉइंट ऑफ़ सेल (पीओएस) टर्मिनल

प्वाइंट ऑफ सेल (पीओएस) टर्मिनल एक डिजिटल कैश रजिस्टर की तरह है जो एक व्यापारी को डेबिट/क्रेडिट/प्रीपेड कार्ड या क्यूआर स्कैनिंग के माध्यम से अपने ग्राहक से भुगतान स्वीकार करने में सक्षम बनाता है। इसमें एक स्क्रीन, स्कैनर और प्रिंटर शामिल है जो व्यापार के लिए लेनदेन को आसान और तेज़ बनाता है।

  • Quick Deployment of POS Machine at Merchant Location
  • Safe and Secure Payment
  • Zero Installation charges
  • Zero rental facility for high-value customers
  • Deviation in MDR for deserving customers
  • Merchant transaction credit on T+1 basis including holidays
  • Daily POS transaction statement is directly sent to registered E-mail ID
  • Providing services to Pan India
  • No hidden costs

बैंक ऑफ इंडिया मर्चेंट सॉल्यूशंस का लाभ कैसे उठाएं
बैंक ऑफ इंडिया मर्चेंट एक्वायरिंग सर्विसेज का लाभ उठाने के लिए, मर्चेंट निकटतम बीओआई शाखा में जा सकता है।

  • Acceptance of Visa, MasterCard, Rupay Card
  • NFC-enabled terminals facilitating fast payment
  • Providing Mobile Application for Real-time transaction monitoring
  • Acceptance of International Card
  • EMI Facility available
  • Customized POS Solution
  • Dynamic QR Code facility available
  • Cash @ POS facility available

All business entities typically engage in retail sales, hospitality services or other customer-facing transaction having valid proof of business (Business establishment Registration), address proof, photo identity proof of the proprietor/partner/key promoters etc.

  • Merchant's KYC document
  • Merchant's PAN card
  • Business Registration/EstabIishment Certificate
  • Business Address Proof
  • Any other documents as per Bank's requirement

Merchant Discount Rate (MDR) or Merchant Discount Rate, is a fee paid by the merchant to its bank for accepting payments via debit card, credit card, Pre-Paid cards and QR code. This is typically calculated as a percentage of the transaction value undertaken through the cards or QR code. Bank decides MDR charges based on category of merchant as per government and RBI guidelines

  • Android POS (Version 5): Wireless Android Terminals supporting 4G/3G/2G, Bluetooth, 5-inch full touch HD Screen, accepts virtual cards, Bharat QR, UPI, Aadhar Pay etc.
  • GPRS(Desktop): SIM Based GPRS terminals with charge slip (Printing of Charge Slip)
  • GPRS(HandheId): SIM Based GPRS terminals with charge slip (Printing of Charge Slip)
  • GPRS (with e-Charge Slip): SIM Based GPRS terminals with e-charge slip (Non - Printing of Charge Slip) (e-charge slip is sent on customer's mobile through SMS)

For More Details, Please Contact Your nearest BOI Branch with the following Documents: Identity proof, Address proof, Business Establishment proof