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Star Diamond Home Loan
Joy of owing a home without burden
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Make your dream of owning a premium property come true with seamless finance from Star Diamond Home Loan. Get the best online home loan for buying luxurious residential properties in a prime metropolitan city with minimal processing and attractive interest rates.
Star Diamond Home Loan is designed to help you get a specialised finance for buying properties that offer ultimate luxury and prestige to its owners. With hassle-free processes, low interest rates, and the legacy of the Bank of India, your journey towards buying a dream luxury home becomes easier.
It’s time for you to live life to fullest by achieving your dream of owning a home that matches your prestige. Experience the simplicity and convenience of our online application process. Apply for Star Diamond Home Loan online today and step into the world of luxury living.
- Quantum of Loan – Above 7.5 Cr
- Maximum quantum up to 8% of Pure Value of Property
- Maximum repayment tenure up to 360 months
- Holiday/Moratorium period up to 36 months
- Smart Home Loan (OD facility) for entire limit/outstanding balance @ROI of Home Loan
- Takeover/Balance Transfer facility with additional Loan amount
- Instant Top Up Loan Available
- Loan facility for addition/extension/renovation of existing property
- Insurance premium considered under Project Cost (treated as Home Loan component)
- Step up/Step Down EMI facility
Advantages
- Low interest rate
- Minimal documentation
- No hidden charges
- No prepayment penalty
This is a preliminary calculation and is not the final offer
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Resident Indian/NRI/PIO are eligible
- HNI Individuals: Salaried/Self-employed/Professionals
- Non-individuals: Group/Association of Individuals, HUF, Corporates
- Minimum average gross income of Rs. 1 Cr & Above during last 3 Years
- Trust is not eligible under the scheme
- Age: Minimum 18 years to maximum age 70 years at the time of final repayment
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Rate Of Interest(ROI)
- ROI is linked with CIBIL Personal Score (in case of individuals)
- Ranging from 8.30% to 9.65%
- ROI is calculated on daily reducing balance
- For more details Click Here
Charges
- PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
- PPC For Other than Individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-
Note: PPC waived under festive offer till 31.03.2023
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
For Individuals
- Proof of identity (any one):
PAN/Passport/Driver Licence/Voter ID - Proof of Address (any one):
Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill - Proof of Income (any one):
For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16
For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement
For other than Individuals
- KYC of Partners/Directors
- PAN Card copy of Company/Firm
- Regd. Partnership Deed/MOA/AOA
- Certificate of incorporation as applicable
- Account statement for last 12 months
- Firm’s Audited Financials for last 3 years
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
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