BOI Star Home Loan

  • Maximum quantum up to 90% of market value
  • Maximum repayment tenure up to 360 months
  • Holiday/Moratorium period up to 36 months
  • EMI starts @ Rs.776/-per Lakh
  • Income of co-applicant (close relative) considered for eligibility
  • Smart Home Loan (OD facility) for entire limit/outstanding balance @ROI of Home Loan
  • For purchase of plot (house to be constructed within 5 years)
  • Loan facility for addition/extension/renovation of existing property
  • Loan facility for furnishing of house @ROI Home Loan
  • Takeover/Balance Transfer facility with additional Loan amount
  • Instant Top Up Loan Available
  • Loan facility for purchasing Solar PV @ROI Home Loan
  • Insurance premium considered under Project Cost (treated as Home Loan component)
  • Step up/Step Down EMI facility

Benefits

  • Low interest rate
  • Minimal documentation
  • No hidden charges
  • No prepayment penalty
  • Free accidental insurance coverage up to limit Rs. 5.00 Crores

HOME

This is a preliminary calculation and is not the final offer

Total Amount
Eligible Amount
Monthly Loan EMI (Approx.):
FOR MORE INFORMATION
Please send SMS-‘Star Home Loan’ to 8467894404
Give a missed call to 8010968370

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

  • Resident Indian/NRI/PIO are eligible
  • Individuals: Salaried/Self-employed/Professionals
  • Non-individuals: Group/Association of Individuals, HUF, Corporates
  • Trust is not eligible under the scheme
  • Age: Minimum 18 years to maximum age 70 years at the time of final repayment

Documents

For Individuals:

  • Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
  • Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
  • Proof of Income (any one): For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16 For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement

For Other than Individuals

  • KYC of Partners/Directors
  • PAN Card copy of Company/Firm
  • Regd. Partnership Deed/MOA/AOA
  • Certificate of incorporation as applicable
  • Account statement for last 12 months
  • Firm’s Audited Financials for last 3 years

FOR MORE INFORMATION
Please send SMS-‘Star Home Loan’ to 8467894404
Give a missed call to 8010968370

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

Rate of Interest (ROI)

  • ROI is linked with CIBIL Personal Score (in case of individuals)
  • Ranging from 8.45%
  • ROI is calculated on daily reducing balance
  • For more details Click Here

Charges

  • PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
  • PPC For Other than individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-

Note: PPC waived under festive offer till 31.03.2023

FOR MORE INFORMATION
Please send SMS-‘Star Home Loan’ to 8467894404
Give a missed call to 8010968370

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

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