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If you have a dream home in mind, we have just the right finance for it. Star Home Loan offers hassle-free finance to ease up your home-buying journey. With attractive home loan interest rates and minimal paperwork, we make sure you get the best deal in the financial market. We offer dedicated support for a seamless home loan process which further extends throughout the repayment period.
Whether you are a first-time homebuyer or looking for sound finance to invest in residential property, rest assured that you get customised finance with competitive Star Home Loan interest rates. Take your first step towards the keys to your dream home by contacting us and learning everything that Star Home Loan has to offer.
- Maximum repayment tenure up to 360 months
- Holiday/Moratorium period up to 36 months
- EMI starts @ Rs.755/-per Lakh
- Income of co-applicant (close relative) considered for eligibility
- Smart Home Loan (OD facility) for entire limit/outstanding balance @ROI of Home Loan
- For purchase of plot (house to be constructed within 5 years)
- Loan facility for addition/extension/renovation of existing property
- Loan facility for furnishing of house @ROI Home Loan
- Takeover/Balance Transfer facility with additional Loan amount
- Instant Top Up Loan Available
- Loan facility for purchasing Solar PV @ROI Home Loan
- Insurance premium considered under Project Cost (treated as Home Loan component)
- Step up/Step Down EMI facility
Benefits
- Low interest rate
- Minimal documentation
- No hidden charges
- No prepayment penalty
- Free accidental insurance coverage up to limit Rs. 5.00 Crores
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Resident Indian/NRI/PIO are eligible
- Individuals: Salaried/Self-employed/Professionals
- Non-individuals: Group/Association of Individuals, HUF, Corporates
- Trust is not eligible under the scheme
- Age: Minimum 18 years to maximum age 70 years at the time of final repayment
Documents
For Individuals:
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Proof of Income (any one): For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16 For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement
For Other than Individuals
- KYC of Partners/Directors
- PAN Card copy of Company/Firm
- Regd. Partnership Deed/MOA/AOA
- Certificate of incorporation as applicable
- Account statement for last 12 months
- Firm’s Audited Financials for last 3 years
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Rate of Interest (ROI)
- Starting from 8.35%
- ROI is linked with CIBIL Personal Score (in case of individuals)
- ROI is calculated on daily reducing balance
- For more details Click Here
Charges
- PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
- PPC For Other than individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
This is preliminary calculation and is not the final offer
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