India
France
HongKong
Japan
Kenya
New Zealand
Singapore
USA
Tanzania
UK
Uganda
Vietnam
Antwerp
Dubai
IBU GIFT CITY
Indonesia
Accounts
Cards
Loans
Deposit
Accounts
MSME
Corporate
Merchant Acquiring Business
Authorised Branches/ Centralised Office
Export Finance
Investments
FX Retail
Special Rupee Vostro Account
Govt. Deposit Schemes
Mutual Funds
Insurance
Accounts
Loans
Invest with us
Insure with us
Remit Money
Ancillary Services
Forms and FAQs
KYC - Updation
Agri Products
Financial Inclusion
Ancillary Services
Star Pravasi Housing Loan
- Maximum repayment tenure up to 360 months
- EMI starts at Rs.776/- per lakh
- Holiday/Moratorium period up to 36 months
- Income of co-applicant (close relative) considered for eligibility
- For purchase of plot (house to be constructed within 5 years)
- Smart Home Loan (OD facility) for entire limit/outstanding balance @0.50 above ROI of Home Loan
- Takeover/Balance Transfer facility with additional Loan amount
- Instant Top Up Loan Available
- Loan facility for furnishing of house @ROI Home Loan
- Loan facility for purchasing Solar PV @ROI Home Loan
- Loan facility for addition/extension/renovation of existing property
- Insurance premium considered under Project Cost (treated as Home Loan component)
- Step up/Step Down EMI facility
Advantages
- Low interest rate
- No Maximum Limit
- No hidden charges
- No prepayment penalty
- Free accidental insurance coverage up to limit Rs. 5.00 Crores
Star Pravasi Housing Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Pravasi Housing Loan
- NRI/PIO are eligible
- Indian Citizen working in merchant navy having NRI status
- Indian citizens working abroad on assignment with National/International government agencies
- Age: Minimum 18 years to maximum age 70 years at the time of final repayment
- Maximum Loan Amount: Know Your Eligibility
Star Pravasi Housing Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Pravasi Housing Loan
- Starting from 8.35%
- ROI is linked with CIBIL Personal Score (in case of individuals)
- ROI is calculated on daily reducing balance
- For more details; Click on
Charges
- PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
- PPC For Other than individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-
Star Pravasi Housing Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Pravasi Housing Loan
For Individuals
- Passport with VISA printed on it
- Work permit
- Copy of PAN
- ID card issued by employer
- Proof of Address in India
- Proof of Address in Foreign
- Proof of Address in Employer with contact details
- Latest Salary slip in original
- Annual Income Tax Return filed as per rules applicable in the country where he resides for last 2 years
For other than Individuals
- Passport with VISA printed on it
- Copy of PAN
- Proof of Address in India
- Proof of Address in Foreign
- Membership of professional organization
- Government or local body permission or license to engage in business activity
- Income Proof (Based on Audited Financial)
- Statement/Income Proof/Return etc., as applicable to the country of present residence
# To be attested by employer (if employer is a Bank/MNC/Govt. Body). Otherwise To be attested by Bank of India Branch /Representative Office /consulate /our foreign office /Embassy.
Star Pravasi Housing Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
₹ 1,00,00,000
1,00,00,000
120 Months
120
10
10
%
This is preliminary calculation and is not the final offer
Maximum Eligible Loan Amount
Maximum Monthly Loan EMI
Interest Payable
Loan Amount
Total Loan Amount :
Monthly Loan EMI
PRODUCTS YOU MAY LIKE
Star-Pravasi-Home-Loan
