Star Pravasi Home Loan
Build your dream home with our affordable bank finance.

Disclaimer
By clicking the link you will be redirected to the website of the third party. The third party website is not owned or controlled by Bank of India and contents thereof are not sponsored, endorsed or approved by Bank of India. Bank of India does not vouch or guarantee or take any responsibility for any of the contents of the said website including transactions, product, services or other items offered through the website. While accessing this site, you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.
The Bank of India and its affiliates, subsidiaries, employees, officers, directors and agents shall not be liable for any loss, claim or damage whatsoever including in the event of deficiency in the service of such third party websites and for any consequences of error or failure of internet connection equipment hardware or software used to access the third party website through this link , slowdown or breakdown of third party website for any reason including and resulting from the act or omission of any other party involved in making this site or the data contained therein available to you including for any misuse of the Password, login ID or other confidential security information used to login to this website or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto Bank of India and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto.
By preceding further to access the said website it is presumed that you have agreed to the above and also the other terms and conditions applicable.
- Maximum quantum up to 90% of market value's
- Maximum repayment tenure up to 360 months
- EMI starts @ Rs.776/- per Lakh
- Holiday/Moratorium period up to 36 months
- Income of co-applicant (close relative) considered for eligibility
- For purchase of plot (house to be constructed within 5 years)
- Smart Home Loan (OD facility) for entire limit/outstanding balance @0.50 above ROI of Home Loan
- Takeover/Balance Transfer facility with additional Loan amount
- Instant Top Up Loan Available
- Loan facility for furnishing of house @ROI Home Loan
- Loan facility for purchasing Solar PV @ROI Home Loan
- Loan facility for addition/extension/renovation of existing property
- Insurance premium considered under Project Cost (treated as Home Loan component)
- Step up/Step Down EMI facility
Advantages
- Low interest rate
- No Maximum Limit
- No hidden charges
- No prepayment penalty
- Free accidental insurance coverage up to limit Rs. 5.00 Crores
This is a preliminary calculation and is not the final offer
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- NRI/PIO are eligible
- Indian Citizen working in merchant navy having NRI status
- Indian citizens working abroad on assignment with National/International government agencies
- Age: Minimum 18 years to maximum age 70 years at the time of final repayment
- Maximum Loan Amount: Know Your Eligibility
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- ROI is linked with CIBIL Personal Score (in case of individuals)
- Ranging from 8.30% to 9.65%
- ROI is calculated on daily reducing balance
- For more details; Click on
Charges
- PPC waived under festive offer till 31.03.2023
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
For Individuals
- Passport with VISA printed on it
- Work permit
- Copy of PAN
- ID card issued by employer
- Proof of Address in India
- Proof of Address in Foreign
- Proof of Address in Employer with contact details
- Latest Salary slip in original
- Annual Income Tax Return filed as per rules applicable in the country where he resides for last 2 years
For other than Individuals
- Passport with VISA printed on it
- Copy of PAN
- Proof of Address in India
- Proof of Address in Foreign
- Membership of professional organization
- Government or local body permission or license to engage in business activity
- Income Proof (Based on Audited Financial)
- Statement/Income Proof/Return etc., as applicable to the country of present residence
# To be attested by employer (if employer is a Bank/MNC/Govt. Body). Otherwise To be attested by Bank of India Branch /Representative Office /consulate /our foreign office /Embassy.
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
PRODUCTS YOU MAY LIKE




