Star Pravasi Home Loan

  • Maximum repayment tenure up to 360 months
  • EMI starts at Rs.776/- per lakh
  • Holiday/Moratorium period up to 36 months
  • Income of co-applicant (close relative) considered for eligibility
  • For purchase of plot (house to be constructed within 5 years)
  • Smart Home Loan (OD facility) for entire limit/outstanding balance @0.50 above ROI of Home Loan
  • Takeover/Balance Transfer facility with additional Loan amount
  • Instant Top Up Loan Available
  • Loan facility for furnishing of house @ROI Home Loan
  • Loan facility for purchasing Solar PV @ROI Home Loan
  • Loan facility for addition/extension/renovation of existing property
  • Insurance premium considered under Project Cost (treated as Home Loan component)
  • Step up/Step Down EMI facility

Advantages

  • Low interest rate
  • No Maximum Limit
  • No hidden charges
  • No prepayment penalty
  • Free accidental insurance coverage up to limit Rs. 5.00 Crores

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

  • NRI/PIO are eligible
  • Indian Citizen working in merchant navy having NRI status
  • Indian citizens working abroad on assignment with National/International government agencies
  • Age: Minimum 18 years to maximum age 70 years at the time of final repayment
  • Maximum Loan Amount: Know Your Eligibility

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

  • Starting from 8.35%
  • ROI is linked with CIBIL Personal Score (in case of individuals)
  • ROI is calculated on daily reducing balance
  • For more details; Click on

Charges

  • PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
  • PPC For Other than individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

For Individuals

  • Passport with VISA printed on it
  • Work permit
  • Copy of PAN
  • ID card issued by employer
  • Proof of Address in India
  • Proof of Address in Foreign
  • Proof of Address in Employer with contact details
  • Latest Salary slip in original
  • Annual Income Tax Return filed as per rules applicable in the country where he resides for last 2 years

For other than Individuals

  • Passport with VISA printed on it
  • Copy of PAN
  • Proof of Address in India
  • Proof of Address in Foreign
  • Membership of professional organization
  • Government or local body permission or license to engage in business activity
  • Income Proof (Based on Audited Financial)
  • Statement/Income Proof/Return etc., as applicable to the country of present residence

# To be attested by employer (if employer is a Bank/MNC/Govt. Body). Otherwise To be attested by Bank of India Branch /Representative Office /consulate /our foreign office /Embassy.

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

₹ 1,00,00,000
120 Months
10
%

This is preliminary calculation and is not the final offer

Maximum Eligible Loan Amount
Maximum Monthly Loan EMI
Total Re-payment ₹0
Interest Payable
Loan Amount
Total Loan Amount :
Monthly Loan EMI

PRODUCTS YOU MAY LIKE

Star Home Loan
Star Home Loan

Why rent when you can buy with BOI

Learn More arrow
Star Diamond Home Loan
Star Diamond Home Loan

Joy of owing a home without burden

Learn More arrow
Star Smart Home Loan
Star Smart Home Loan

It's a smart move with Star Smart Home Loan

Learn More arrow
Star Top Up Loan
Star Top Up Loan

Easily top up your existing loan.

Learn More arrow
Star Home Loan - Furnishing
Star Home Loan - Furnishing

Make house a home with star home loan

Learn More arrow
Star-Pravasi-Home-Loan