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Star Pravasi Housing Loan
- Maximum repayment tenure up to 360 months
- EMI starts at Rs.776/- per lakh
- Holiday/Moratorium period up to 36 months
- Income of co-applicant (close relative) considered for eligibility
- For purchase of plot (house to be constructed within 5 years)
- Smart Home Loan (OD facility) for entire limit/outstanding balance @0.50 above ROI of Home Loan
- Takeover/Balance Transfer facility with additional Loan amount
- Instant Top Up Loan Available
- Loan facility for furnishing of house @ROI Home Loan
- Loan facility for purchasing Solar PV @ROI Home Loan
- Loan facility for addition/extension/renovation of existing property
- Insurance premium considered under Project Cost (treated as Home Loan component)
- Step up/Step Down EMI facility
Advantages
- Low interest rate
- No Maximum Limit
- No hidden charges
- No prepayment penalty
- Free accidental insurance coverage up to limit Rs. 5.00 Crores
Star Pravasi Housing Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Pravasi Housing Loan
- NRI/PIO are eligible
- Indian Citizen working in merchant navy having NRI status
- Indian citizens working abroad on assignment with National/International government agencies
- Age: Minimum 18 years to maximum age 70 years at the time of final repayment
- Maximum Loan Amount: Know Your Eligibility
Star Pravasi Housing Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Pravasi Housing Loan
- Starting from 8.25%
- ROI is linked with CIBIL Personal Score (in case of individuals)
- ROI is calculated on daily reducing balance
- For more details; Click on
Charges
- PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
- PPC For Other than individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-
Star Pravasi Housing Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Pravasi Housing Loan
For Individuals
- Passport with VISA printed on it
- Work permit
- Copy of PAN
- ID card issued by employer
- Proof of Address in India
- Proof of Address in Foreign
- Proof of Address in Employer with contact details
- Latest Salary slip in original
- Annual Income Tax Return filed as per rules applicable in the country where he resides for last 2 years
For other than Individuals
- Passport with VISA printed on it
- Copy of PAN
- Proof of Address in India
- Proof of Address in Foreign
- Membership of professional organization
- Government or local body permission or license to engage in business activity
- Income Proof (Based on Audited Financial)
- Statement/Income Proof/Return etc., as applicable to the country of present residence
# To be attested by employer (if employer is a Bank/MNC/Govt. Body). Otherwise To be attested by Bank of India Branch /Representative Office /consulate /our foreign office /Embassy.
Star Pravasi Housing Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
₹ 1,00,00,000
1,00,00,000
120 Months
120
10
10
%
This is preliminary calculation and is not the final offer
Maximum Eligible Loan Amount
Maximum Monthly Loan EMI
Interest Payable
Loan Amount
Total Loan Amount :
Monthly Loan EMI
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