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Star Smart Home Loan
- Minimum Loan amount:
- For Salaried: Rs. 5.00 Lacs
- For self-employed: Rs. 10.00 Lacs
- Maximum repayment tenure up to 360 months
- Holiday/Moratorium period up to 36 months
- Income of co-applicant (close relative) considered for eligibility
- For purchase of plot (house to be constructed within 5 years)
- Takeover/Balance Transfer facility with additional Loan amount
- Instant Top Up Loan Available
- Loan facility for furnishing of house @ROI Home Loan
- Loan facility for purchasing Solar PV @ROI Home Loan
- Loan facility for addition/extension/renovation of existing property
- Insurance premium considered under Project Cost (treated as Home Loan component)
Advantages
- No Maximum Limit
- Overdraft facility
- Operation of account through Cheque book, Debit card, Net-banking/Mobile banking facility
- No hidden charges
- No prepayment penalty
- Free accidental insurance coverage up to limit Rs. 5.00 Crores
Star Smart Home Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Smart Home Loan
- Existing SB/CD customer with average balance above Rs. 5000 since last 1 year
- New SB/CD Customers with opening balance above Rs. 5000
- Individuals with Salary account with BOI
- All other conditions as per Star Home Loan scheme
- Maximum Loan Amount: Know Your Eligibility
Star Smart Home Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Smart Home Loan
- Starting from 8.35%
- ROI is linked with CIBIL Personal Score (in case of individuals)
- ROI is calculated on daily reducing balance
- For more details; Click on
Charges
- PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
- PPC For Other than individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-
Star Smart Home Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Star Smart Home Loan
For Individuals
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Proof of Income (any one): For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16 For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement
For other than Individuals
- KYC of Partners/Directors
- PAN Card copy of Company/Firm
- Regd. Partnership Deed/MOA/AOA
- Certificate of incorporation as applicable
- Account statement for last 12 months
- Firm’s Audited Financials for last 3 years
Star Smart Home Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
₹ 1,00,00,000
1,00,00,000
120 Months
120
10
10
%
This is preliminary calculation and is not the final offer
Maximum Eligible Loan Amount
Maximum Monthly Loan EMI
Interest Payable
Loan Amount
Total Loan Amount :
Monthly Loan EMI
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Star-Smart-Home-Loan
