Star Smart Home Loan

  • Minimum Loan amount:
  • For Salaried: Rs. 5.00 Lacs
  • For self-employed: Rs. 10.00 Lacs
  • Maximum repayment tenure up to 360 months
  • Holiday/Moratorium period up to 36 months
  • Income of co-applicant (close relative) considered for eligibility
  • For purchase of plot (house to be constructed within 5 years)
  • Takeover/Balance Transfer facility with additional Loan amount
  • Instant Top Up Loan Available
  • Loan facility for furnishing of house @ROI Home Loan
  • Loan facility for purchasing Solar PV @ROI Home Loan
  • Loan facility for addition/extension/renovation of existing property
  • Insurance premium considered under Project Cost (treated as Home Loan component)

Advantages

  • No Maximum Limit
  • Overdraft facility
  • Operation of account through Cheque book, Debit card, Net-banking/Mobile banking facility
  • No hidden charges
  • No prepayment penalty
  • Free accidental insurance coverage up to limit Rs. 5.00 Crores

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

  • Existing SB/CD customer with average balance above Rs. 5000 since last 1 year
  • New SB/CD Customers with opening balance above Rs. 5000
  • Individuals with Salary account with BOI
  • All other conditions as per Star Home Loan scheme
  • Maximum Loan Amount: Know Your Eligibility

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

  • Starting from 8.35%
  • ROI is linked with CIBIL Personal Score (in case of individuals)
  • ROI is calculated on daily reducing balance
  • For more details; Click on

Charges

  • PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
  • PPC For Other than individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

For Individuals

  • Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
  • Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
  • Proof of Income (any one): For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16 For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement

For other than Individuals

  • KYC of Partners/Directors
  • PAN Card copy of Company/Firm
  • Regd. Partnership Deed/MOA/AOA
  • Certificate of incorporation as applicable
  • Account statement for last 12 months
  • Firm’s Audited Financials for last 3 years

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

₹ 1,00,00,000
120 Months
10
%

This is preliminary calculation and is not the final offer

Maximum Eligible Loan Amount
Maximum Monthly Loan EMI
Total Re-payment ₹0
Interest Payable
Loan Amount
Total Loan Amount :
Monthly Loan EMI

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