Nari Shakti Savings Account

Tiered structure of Account

A Zero Balance Account categorized into five tiers based on the Average Quarterly Balance (AQB)

Features	Normal	Classic	Gold	Diamond	Platinum
AQB Requirement	Nil	10,000	1 Lakh	5 Lakhs	10 Lakhs
Health and Wellness Benefits	We present to you a bouquet of dedicated health insurance and wellness products from our existing partners at discounted premium with attractive features uniquely designed for you
Group Personal Accident Insurance cover*	The Group Personal Accident (GPA) Insurance Cover is offered Free of Cost to Savings Account holders. The GPA Insurance Cover is an embedded feature of Savings Account, offered FREE and its coverage amount is linked to Scheme Type. Savings Account holders become eligible for higher quantum of coverage (Sum Insured) upon maintenance of higher Average Quarterly Balance (AQB). (Group Personal Accident Insurance Cover is offered as per Bank’s issued guidelines from time to time and prescribed guidelines of Insurance Company.)
Group Personal Accident Insurance cover*	Nil	Rs.10,00,000/-	Rs.25,00,000/-	Rs.50,00,000/-	Rs.1,00,00,000/-
Free Cheque Leaves	First 25 leaves	25 leaves per annum	25 leaves per quarter	50 leaves per quarter	Unlimited
Waiver of Issuance of DD/Pay slips charges	Nil	10% waiver	50% waiver	100% waiver	100% waiver
Waiver of RTGS/NEFT Charges	Nil	10% waiver	50% waiver	100% waiver	100% waiver
Credit Card/ Debit Card issuance Charges waiver	100% waiver	100% waiver	100% waiver	100% waiver	100% waiver
SMS Alerts	Free	Free	Free	Free	Free
WhatsApp Alerts	Chargeable	Free	Free	Free	Free
Passbook (first time)	Issuance Free	Issuance Free	Issuance Free	Issuance Free	Issuance Free
Free Transaction at BOI ATM per month	unlimited	unlimited	unlimited	unlimited	unlimited
Concession in Processing Charges in Retail Loans*	NIL	25% waiver	50% waiver	75% waiver	100% waiver
Concession in ROI in retail Loans	Not available	Not available	5 bps	10 bps	25 bps
Concession on Locker Charges	NA	NA	25%	50%	100%
Concession on Locker Charges	On the Annual Rent of Lockers of A & B category subject to availability of lockers. (This facility will be provided for the first year only)
Demat Account AMC waiver	N/A	50%	100%	100%	100%
Personal Loan Facility	Available	Available	Available	Available	Available
Girl child welfare	For every New Nari Shakti Account opened Rs 10 will be donated by the bank towards CSR for girl child welfare