Tiered structure of Account

  • A Zero Balance Account categorized into five tiers based on the Average Quarterly Balance (AQB)
Features Normal Classic Gold Diamond Platinum
AQB Requirement Nil 10,000 1 Lakh 5 Lakhs 10 Lakhs
Health and Wellness Benefits We present to you a bouquet of dedicated health insurance and wellness products from our existing partners at discounted premium with attractive features uniquely designed for you
Personal Accident Insurance Cover Rs.1,00,000/- Rs.10,00,000/- Rs.25,00,000/- Rs.50,00,000/- Rs.1,00,00,000/-
Free Cheque Leaves First 25 leaves 25 leaves per annum 25 leaves per quarter 50 leaves per quarter Unlimited
Waiver of Issuance of DD/Pay slips charges Nil 10% waiver 50% waiver 100% waiver 100% waiver
Waiver of RTGS/NEFT Charges Nil 10% waiver 50% waiver 100% waiver 100% waiver
Credit Card/ Debit Card issuance Charges waiver 100% waiver 100% waiver 100% waiver 100% waiver 100% waiver
SMS Alerts Free Free Free Free Free
WhatsApp Alerts Chargeable Free Free Free Free
Passbook
(first time)
Issuance Free Issuance Free Issuance Free Issuance Free Issuance Free
Free Transaction at BOI ATM per month unlimited unlimited unlimited unlimited unlimited
Concession in Processing Charges in Retail Loans* NIL 25% waiver 50% waiver 75% waiver 100% waiver
Concession in ROI in retail Loans Not available Not available 5 bps 10 bps 25 bps
Concession on Locker Charges N/A

On the Annual Rent of Lockers of A & B category subject to availability of lockers.
(This facility will be provided for the first year only)
Demat Account AMC waiver N/A 50% 100% 100% 100%
Personal Loan Facility Available Available Available Available Available
Girl child welfare For every New Nari Shakti Account opened Rs 10 will be donated by the bank towards CSR for girl child welfare

Terms and Conditions apply


  • Women in the age group of 18 years and above with an independent source of regular income. Account can be opened singly or in joint names. The first account holder must belong to target group
  • Min Balance Requirement: Nil

Terms and Conditions apply

NARI-SHAKTI-SAVINGS-ACCOUNT