Open a Star Yuva Account | Student Account

Get everything you wanted from your first bank account and so much more with Pratham Savings Account. Designed for the dynamic and ambitious youth of the nation, it’s a perfect account to inculcate the habit of saving early. Empower yourself with financial wisdom through the perfect gateway to the world of banking.

Experience one saving account for youngsters that offers a host of benefits with the Pratham Savings Account. Designed to meet the ever-changing demands of a dynamic youth, the account is your perfect starting point to get the best banking experience backed by the unmatched legacy of Bank of India. From attractive interest rates to an easy application process, Pratham Savings Account offers everything that you need to offer the utmost banking convenience.

We provide hassle free and seamless banking experience online through our state of art mobile banking and internet banking facilities. You can now open your pratham account at the convenience of your home through our digital platform also.

Open the doors to financial empowerment and a brighter future with the Pratham Savings Account. Our comprehensive benefits package including simplified banking, competitive interest rates, financial education, and exclusive offers tailored to nurture your financial independence.

Join us today and unlock a world of opportunities with Bank of India.

Eligibility

Minor individuals below the age of 18
Minimum Balance Requirement - NIL

Features

Features	Normal	Classic	Gold	Diamond	Platinum
AQB	Nil	Rs 10,000/-	Rs 1 Lakh	Rs 5 Lakhs	Rs 10 Lakhs
Eligible ATM Card	Rupay NCMC	Rupay NCMC	Rupay NCMC	Rupay Platinum	Rupay Platinum
Waiver of ATM/ Debit card AMC	50,000/-	50,000/-	50,000/-	75,000/-	75,000/-
Free Cheque Leaves	First 25 leaves	First 25 leaves	First 25 leaves	25 leaves per quarter	25 leaves per quarter
Waiver of RRTGS/NEFT charges	NA	NA	NA	100% waiver	100% waiver
Free DD/PO	NA	NA	NA	100% waiver	100% waiver
Credit card issuance charges waiver	Not Eligible	Not Eligible	Not Eligible	Not Eligible	Not Eligible
Credit card AMC Waiver (Min transaction Amt)	Not Eligible	Not Eligible	Not Eligible	Not Eligible	Not Eligible
SMS/Whatsapp Alert Charges	Chargeable	Chargeable	Free	Free	Free
GPA & other covers*	Rs 50,000	Rs 10,50,000	Rs 25,50,000	Rs 50,50,000	Rs 1,00,50,000
Free transaction at BOI ATM per month	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Free transaction at other ATM per month	Nil	5	Unlimited	Unlimited	Unlimited
Concession in retail loan processing charges**	100% concession in education loans only	100% concession in education loans only	100% concession in education loans only	100% concession in education loans only	100% concession in education loans only
Concession in ROI for retail loan**	Only available in education loans as per norms	Only available in education loans as per norms	Only available in education loans as per norms	Only available in education loans as per norms	Only available in education loans as per norms

Upon attaining the age of 18 years of age the account will become SB General Account.
*The cover is subject to settlement of claims by the insurance company without any liability to the bank. The rights and liabilities of the insured shall be with the insurance company.
Bank holds the right to withdraw the facility at its discretion.
**In case of any other concessions already offered to retail loan customers, viz festive offers, special concessions to women beneficiaries etc, the concession proposed here is automatically withdrawn.

Terms and Conditions apply