PRATHAM SAVINGS ACCOUNT
Best way to nurture the habit of banking

Disclaimer
By clicking the link you will be redirected to the website of the third party. The third party website is not owned or controlled by Bank of India and contents thereof are not sponsored, endorsed or approved by Bank of India. Bank of India does not vouch or guarantee or take any responsibility for any of the contents of the said website including transactions, product, services or other items offered through the website. While accessing this site, you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.
The Bank of India and its affiliates, subsidiaries, employees, officers, directors and agents shall not be liable for any loss, claim or damage whatsoever including in the event of deficiency in the service of such third party websites and for any consequences of error or failure of internet connection equipment hardware or software used to access the third party website through this link , slowdown or breakdown of third party website for any reason including and resulting from the act or omission of any other party involved in making this site or the data contained therein available to you including for any misuse of the Password, login ID or other confidential security information used to login to this website or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto Bank of India and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto.
By preceding further to access the said website it is presumed that you have agreed to the above and also the other terms and conditions applicable.
Get everything you wanted from your first bank account and so much more with Pratham Savings Account. Designed for the dynamic and ambitious youth of the nation, it’s a perfect account to inculcate the habit of saving early. Empower yourself with financial wisdom through the perfect gateway to the world of banking.
Experience one saving account for youngsters that offers a host of benefits with the Pratham Savings Account. Designed to meet the ever-changing demands of a dynamic youth, the account is your perfect starting point to get the best banking experience backed by the unmatched legacy of Bank of India. From attractive interest rates to an easy application process, Pratham Savings Account offers everything that you need to offer the utmost banking convenience.
We provide hassle free and seamless banking experience online through our state of art mobile banking and internet banking facilities. You can now open your pratham account at the convenience of your home through our digital platform also.
Open the doors to financial empowerment and a brighter future with the Pratham Savings Account. Our comprehensive benefits package including simplified banking, competitive interest rates, financial education, and exclusive offers tailored to nurture your financial independence.
Join us today and unlock a world of opportunities with Bank of India.
Eligibility
- Minor individuals below the age of 18
- Minimum Balance Requirement - NIL
Features
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Features | Normal | Classic | Gold | Diamond | Platinum |
---|---|---|---|---|---|
AQB | Nil | Rs 10,000/- | Rs 1 Lakh | Rs 5 Lakhs | Rs 10 Lakhs |
Eligible ATM Card | Rupay NCMC | Rupay NCMC | Rupay NCMC | Rupay Platinum | Rupay Platinum |
Waiver of ATM/ Debit card AMC | 50,000/- | 50,000/- | 50,000/- | 75,000/- | 75,000/- |
Free Cheque Leaves | First 25 leaves | First 25 leaves | First 25 leaves | 25 leaves per quarter | 25 leaves per quarter |
Waiver of RRTGS/NEFT charges | NA | NA | NA | 100% waiver | 100% waiver |
Free DD/PO | NA | NA | NA | 100% waiver | 100% waiver |
Credit card issuance charges waiver | Not Eligible | Not Eligible | Not Eligible | Not Eligible | Not Eligible |
Credit card AMC Waiver (Min transaction Amt) | Not Eligible | Not Eligible | Not Eligible | Not Eligible | Not Eligible |
SMS/Whatsapp Alert Charges | Chargeable | Chargeable | Free | Free | Free |
GPA & other covers* | Rs 50,000 | Rs 10,50,000 | Rs 25,50,000 | Rs 50,50,000 | Rs 1,00,50,000 |
Free transaction at BOI ATM per month | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
Free transaction at other ATM per month | Nil | 5 | Unlimited | Unlimited | Unlimited |
Concession in retail loan processing charges** | 100% concession in education loans only | 100% concession in education loans only | 100% concession in education loans only | 100% concession in education loans only | 100% concession in education loans only |
Concession in ROI for retail loan** | Only available in education loans as per norms | Only available in education loans as per norms | Only available in education loans as per norms | Only available in education loans as per norms | Only available in education loans as per norms |
- Upon attaining the age of 18 years of age the account will become SB General Account.
- *The cover is subject to settlement of claims by the insurance company without any liability to the bank. The rights and liabilities of the insured shall be with the insurance company.
- Bank holds the right to withdraw the facility at its discretion.
- **In case of any other concessions already offered to retail loan customers, viz festive offers, special concessions to women beneficiaries etc, the concession proposed here is automatically withdrawn.
Terms and Conditions apply
PRODUCTS YOU MAY LIKE



BOI Savings Plus Scheme
It aims at maximizing the earnings for the customer, without jeopardizing liquidity.
Learn More
BOI Super Savings Plus Scheme
Star savings Account for Privileged Customers to maximizing the earnings for the customer, without jeopardizing liquidity.
Learn More