پوائنٹ آف سیل (پی او ایس) ٹرمینل

پوائنٹ آف سیل (پی او ایس) ٹرمینل ایک ڈیجیٹل کیش رجسٹر کی طرح ہے جو ایک تاجر کو ڈیبٹ / کریڈٹ / پری پیڈ کارڈ یا کیو آر اسکیننگ کے ذریعہ اپنے گاہک سے ادائیگی قبول کرنے کے قابل بناتا ہے۔ اس میں اسکرین ، اسکینر اور پرنٹر شامل ہیں جو کاروبار کے لئے لین دین کو ہموار اور تیز تر بناتے ہیں۔

  • Quick Deployment of POS Machine at Merchant Location
  • Safe and Secure Payment
  • Zero Installation charges
  • Zero rental facility for high-value customers
  • Deviation in MDR for deserving customers
  • Merchant transaction credit on T+1 basis including holidays
  • Daily POS transaction statement is directly sent to registered E-mail ID
  • Providing services to Pan India
  • No hidden costs

بینک آف انڈیا مرچنٹ سلوشنز سے کیسے فائدہ اٹھایا جائے۔
بینک آف انڈیا مرچنٹ ایکوائرنگ سروسز حاصل کرنے کے لیے، مرچنٹ قریبی بی او آئی برانچ کا دورہ کر سکتا ہے۔

  • Acceptance of Visa, MasterCard, Rupay Card
  • NFC-enabled terminals facilitating fast payment
  • Providing Mobile Application for Real-time transaction monitoring
  • Acceptance of International Card
  • EMI Facility available
  • Customized POS Solution
  • Dynamic QR Code facility available
  • Cash @ POS facility available

All business entities typically engage in retail sales, hospitality services or other customer-facing transaction having valid proof of business (Business establishment Registration), address proof, photo identity proof of the proprietor/partner/key promoters etc.

  • Merchant's KYC document
  • Merchant's PAN card
  • Business Registration/EstabIishment Certificate
  • Business Address Proof
  • Any other documents as per Bank's requirement

Merchant Discount Rate (MDR) or Merchant Discount Rate, is a fee paid by the merchant to its bank for accepting payments via debit card, credit card, Pre-Paid cards and QR code. This is typically calculated as a percentage of the transaction value undertaken through the cards or QR code. Bank decides MDR charges based on category of merchant as per government and RBI guidelines

  • Android POS (Version 5): Wireless Android Terminals supporting 4G/3G/2G, Bluetooth, 5-inch full touch HD Screen, accepts virtual cards, Bharat QR, UPI, Aadhar Pay etc.
  • GPRS(Desktop): SIM Based GPRS terminals with charge slip (Printing of Charge Slip)
  • GPRS(HandheId): SIM Based GPRS terminals with charge slip (Printing of Charge Slip)
  • GPRS (with e-Charge Slip): SIM Based GPRS terminals with e-charge slip (Non - Printing of Charge Slip) (e-charge slip is sent on customer's mobile through SMS)

For More Details, Please Contact Your nearest BOI Branch with the following Documents: Identity proof, Address proof, Business Establishment proof