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Financial Inclusion
Ancillary Services
- Easy documentation
- EMI starts from Rs.1105/- per lakh
- Maximum quantum up 36 times the gross monthly salary
- Maximum repayment tenure up to 84 months
- Attractive offers for Doctors, Government, PSU employees and salary account holders.
- Approved schemes with tie up arrangements
- Quick disposal of the loan (Very less turn around time)
- Nil processing charges for differently abled customers.
- Clean loan facility available without pledging of any security
- Can avail more than one personal loan
- 0.50% interest concession to women beneficiaries
Advantages
- Competitive processing charges in the market
- Low rate interest starting from 10.85% p.a.
- Maximum limit upto Rs. 25.00 lakhs
- No hidden charges
- No prepayment penalty
- Individuals: Salaried/Self-employed/Professionals
- Non-individualsTrust is not eligible under the scheme
- Group of permanent/ confirmed/ permanent employees
- Age: Maximum age 70 years at the time of final repayment
- Maximum Loan Amount:Know Your Eligibility
- ROI is linked with CIBIL Personal Score (in case of individuals)
- Starting from 10.85%
- ROI is calculated on daily reducing balance
- For more details;Click on
Charges
- PPC For Individuals:
One time @2.00% of Loan amount: Min. Rs. 1000/- to Max. Rs. 10000/- - PPC For Doctors:
50% of the charges applicable to the individuals - Attractive concessions for approved schemes
For Individuals
- Proof of identity (any one):
PAN/Passport/Driver Licence/Voter ID - Proof of Address (any one):
Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill - Proof of Income (any one):
For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16
For Self-employed: Last 3 years ITR with CA certified Computation of Income/Profit & Loss Account/Balance Sheet/Capital Account Statement
₹ 2,00,000
2,00,000
24 Months
24
10
10
%
This is preliminary calculation and is not the final offer
Maximum Eligible Loan Amount
Maximum Monthly Loan EMI
Interest Payable
Loan Amount
Total Loan Amount :
Monthly Loan EMI
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STAR-PERSONAL-LOAN
