Gold Loan

  • Loan available upto 85 % of Gold value.
  • Nominal processing charge
  • Express credit delivery
  • Easy repayment terms
  • Overdraft facility available.
  • No pre closure charges
  • Attractive rate of Interest.
  • Special Concession in ROI for hallmarked jewellery*
  • TAT - 25 Minutes
For more information
Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

To meet Credit needs for all type agriculture related activity, business related activity or for consumption needs.

For more information
Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

Any individual who is lawful owner of Gold jewellery/ornaments/coins.

Quantum of finance

For Agricultural/ MSME/ Retail and Other Personal needs: Maximum Rs.50 Lakh

Before applying you must have

  • KYC documents(identity proof and address proof)
  • Gold jewellery/coin that can be pledged.
  • Land holding particulars if purpose is Agri and loan amount> Rs.2.00 lacs.
For more information
Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

As per revised Gold Loan policy-2023 vide HOBC 117/232 dated 28.12.2023

PROCESSING CHARGES

Limit PPC
Upto 1.00 lakh Nil
Over 1.00 lakh to 5.00 lakh Rs.125/- per lakh; Max. Rs.250/-
Over 5.00 lakh Rs.125/- per lakh; Max. Rs 1000/-

RATE OF INTEREST

Products Rate of Interest
Gold loan and Overdraft for Agriculture @ 1 year MCLR+ 0.00% (BSS)+ 0.00 % (CRP) Presently 8.80% p.a.
Gold loan and Overdraft for Food & Agro @ RBLR+ 0.00% (CRP) Presently 9.25% p.a.
Gold loan and Overdraft for MSME & OPS @ RBLR+ 0.00 % (CRP) Presently 9.25% p.a.
Gold Loan for Consumption/ Non-priority Sector @MCLR+ 0.00% (BSS) + 0.00% (CRP) Presently 8.80% p.a.

Charges regarding the fetching/verification of land record for Agricultural Gold Loan, recovered from borrower at the rate of Rs.50/-account/record.

For more information
Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

*Terms & Conditions apply. For further details, Please contact your Nearest Branch