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KYC - Updation
Agri Products
Financial Inclusion
Ancillary Services
Gold Loan
- Loan available upto 85 % of Gold value.
- Nominal processing charge
- Express credit delivery
- Easy repayment terms
- Overdraft facility available.
- No pre closure charges
- Attractive rate of Interest.
- Special Concession in ROI for hallmarked jewellery*
- TAT - 25 Minutes
Gold Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Gold Loan
To meet Credit needs for all type agriculture related activity, business related activity or for consumption needs.
Gold Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Gold Loan
Any individual who is lawful owner of Gold jewellery/ornaments/coins.
Quantum of finance
For Agricultural/ MSME/ Retail and Other Personal needs: Maximum Rs.50 Lakh
Before applying you must have
- KYC documents(identity proof and address proof)
- Gold jewellery/coin that can be pledged.
- Land holding particulars if purpose is Agri and loan amount> Rs.2.00 lacs.
Gold Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Gold Loan
As per revised Gold Loan policy-2023 vide HOBC 117/232 dated 28.12.2023
PROCESSING CHARGES
| Limit | PPC |
|---|---|
| Upto 1.00 lakh | Nil |
| Over 1.00 lakh to 5.00 lakh | Rs.125/- per lakh; Max. Rs.250/- |
| Over 5.00 lakh | Rs.125/- per lakh; Max. Rs 1000/- |
RATE OF INTEREST
| Products | Rate of Interest |
|---|---|
| Gold loan and Overdraft for Agriculture | @ 1 year MCLR+ 0.00% (BSS)+ 0.00 % (CRP) Presently 8.80% p.a. |
| Gold loan and Overdraft for Food & Agro | @ RBLR+ 0.00% (CRP) Presently 9.25% p.a. |
| Gold loan and Overdraft for MSME & OPS | @ RBLR+ 0.00 % (CRP) Presently 9.25% p.a. |
| Gold Loan for Consumption/ Non-priority Sector | @MCLR+ 0.00% (BSS) + 0.00% (CRP) Presently 8.80% p.a. |
Charges regarding the fetching/verification of land record for Agricultural Gold Loan, recovered from borrower at the rate of Rs.50/-account/record.
Gold Loan
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
