Star Loan Against Property

• Resident Indian/NRI/PIO are eligible
• Individuals: Salaried/Self-employed/Professionals
• Regular and confirmed Employees / individuals with high net worth Professionals, self-employed and people engaged in trade, commerce and business, engaged in business / profession for a minimum period of 3 years.
• Individuals in permanent service - Max. 60 years or Retirement age whichever is earlier.
• For self-employed / non-salaried people, sanctioning authority may relax the age limit by 10 years i.e. upto 70 years.

Documents

For Individuals

• Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
• Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
• Proof of Income (any one):
• For Salaried : Income Proof, latest salary certificate. salary slip from employer showing name, designation, salary details of deductions and copies of income tax returns of last 3 years together with latest income tax assessment order and advance tax challans of current year and Income Tax Return for last 3 Years.
• Employer's certificate about birth date, age, Date of joining, likely date of retirements, etc.
• For Self-employed: In case of Businessman: copies of financial statement (preferably audited) & Income tax returns for last three years together with copy of latest income tax assessment order and advance tax challans of current year.
• Undertaking Regarding Purpose of Loan