ପଏଣ୍ଟ ଅଫ୍ ସେଲ୍ (ପି.ଓ.ଏସ୍) ଟର୍ମିନାଲ

ପଏଣ୍ଟ ଅଫ୍ ସେଲ୍ (ପିଓଏସ୍) ଟର୍ମିନାଲ୍ ଏକ ଡିଜିଟାଲ୍ କ୍ୟାସ୍ ରେଜିଷ୍ଟର ପରି ଯାହା ଜଣେ ବ୍ୟବସାୟୀଙ୍କୁ ଡେବିଟ୍ / କ୍ରେଡିଟ୍ / ପ୍ରିପେଡ୍ କାର୍ଡ କିମ୍ବା କ୍ୟୁଆର୍ ସ୍କାନିଂ ମାଧ୍ୟମରେ ତାଙ୍କ ଗ୍ରାହକଙ୍କଠାରୁ ଦେୟ ଗ୍ରହଣ କରିବାକୁ ସକ୍ଷମ କରେ | ଏଥିରେ ଏକ ସ୍କ୍ରିନ୍, ସ୍କାନର ଏବଂ ପ୍ରିଣ୍ଟର ଅନ୍ତର୍ଭୁକ୍ତ ଯାହା ବ୍ୟବସାୟ ପାଇଁ କାରବାରକୁ ସହଜ ଏବଂ ଦ୍ରୁତ କରିଥାଏ ।


  • Quick Deployment of POS Machine at Merchant Location
  • Safe and Secure Payment
  • Zero Installation charges
  • Zero rental facility for high-value customers
  • Deviation in MDR for deserving customers
  • Merchant transaction credit on T+1 basis including holidays
  • Daily POS transaction statement is directly sent to registered E-mail ID
  • Providing services to Pan India
  • No hidden costs

ବ୍ୟାଙ୍କ ଅଫ୍ ଇଣ୍ଡିଆ ମର୍ଚାଣ୍ଟ ସଲ୍ୟୁସନ୍ କିପରି ପାଇବେ |
ବ୍ୟାଙ୍କ ଅଫ୍ ଇଣ୍ଡିଆ ମର୍ଚାଣ୍ଟ ଅଧିଗ୍ରହଣ ସେବା ପାଇବାକୁ, ବ୍ୟବସାୟୀ ନିକଟତମ ବିଓଆଇ ଶାଖା ପରିଦର୍ଶନ କରିପାରନ୍ତି |


  • Acceptance of Visa, MasterCard, Rupay Card
  • NFC-enabled terminals facilitating fast payment
  • Providing Mobile Application for Real-time transaction monitoring
  • Acceptance of International Card
  • EMI Facility available
  • Customized POS Solution
  • Dynamic QR Code facility available
  • Cash @ POS facility available


All business entities typically engage in retail sales, hospitality services or other customer-facing transaction having valid proof of business (Business establishment Registration), address proof, photo identity proof of the proprietor/partner/key promoters etc.


  • Merchant's KYC document
  • Merchant's PAN card
  • Business Registration/EstabIishment Certificate
  • Business Address Proof
  • Any other documents as per Bank's requirement


Merchant Discount Rate (MDR) or Merchant Discount Rate, is a fee paid by the merchant to its bank for accepting payments via debit card, credit card, Pre-Paid cards and QR code. This is typically calculated as a percentage of the transaction value undertaken through the cards or QR code. Bank decides MDR charges based on category of merchant as per government and RBI guidelines


  • Android POS (Version 5): Wireless Android Terminals supporting 4G/3G/2G, Bluetooth, 5-inch full touch HD Screen, accepts virtual cards, Bharat QR, UPI, Aadhar Pay etc.
  • GPRS(Desktop): SIM Based GPRS terminals with charge slip (Printing of Charge Slip)
  • GPRS(HandheId): SIM Based GPRS terminals with charge slip (Printing of Charge Slip)
  • GPRS (with e-Charge Slip): SIM Based GPRS terminals with e-charge slip (Non - Printing of Charge Slip) (e-charge slip is sent on customer's mobile through SMS)

For More Details, Please Contact Your nearest BOI Branch with the following Documents: Identity proof, Address proof, Business Establishment proof