- EMI starts from Rs.1699/- per lakh
- Maximum quantum up 24 times the gross monthly salary for salaried
- Maximum quantum up 36 times the gross monthly for existing Home Loan Customers
- Maximum repayment tenure up to 84 months
- Quick disposal of the loan (Very less turn around time)
- Clean loan facility available without pledging of any security
- Can avail more than one personal loan
- Easy documentation
Advantages
- Competitive processing charges in the market
- Low rate interest @ 10.85% p.a.,
- Maximum limit upto Rs. 20.00 lakhs
- No hidden charges
- No prepayment penalty
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Individuals: Salaried customers having salary accounts with BOI
- Existing salaried Home loan customers of BOI
- Age: Maximum age 75 years at the time of final repayment
- Maximum Loan Amount: Know Your Eligibility
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Low ROI @ 10.85%
- ROI is calculated on daily reducing balance
Charges
- PPC: One time @ Rs. 1000+GST
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
For Individuals
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Proof of Income (any one): Latest 6 Month Salary/Pay Slip and One year ITR/Form16
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
This is preliminary calculation and is not the final offer
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