Jeevan Jyoti Bima Yojana


Scheme Type

One year Term Life Insurance Scheme, renewable from year to year (1st June to 31st May), offering life insurance cover for death due to any reason.

Our Insurance Partner

M/s SUD Life Insurance Co.Ltd.

  • Insurance Cover: Rs. 2 lakhs are payable on a subscriber’s death due to any reason.
  • Insurance cover shall not be available for death (other than due to accident) occurring during the first 30 days from the date of enrolment into the scheme (lien period) and in case of death (other than due to accident) during lien period, no claim would be admissible.
  • Tenure of Policy: 1 year, Renewal every year, Maximum upto the age of 55 years.
  • Coverage Period: 01st June to 31st May (1 year).


Saving’s bank account holders in the age 18 to 50 years, extended up to 55 years if insurance availed before attaining age of 50 years.


  • Enrolment facility through Internet Banking, Insurance Tab then Prime Minister Bima Yojana
  • Enrolment by customer through Self subscribing mode by login on URL https://jansuraksha.in
Frequency Amount
June/ July/ August 406.00
September/ October/ November 319.50
December/ January/ February 213.00
March/ April/ May 106.50


Premium Policy

Renewal of policy from next year payable @ Rs. 436 per annum but payment of pro rata premium for enrolment under PMJJBY will be charged as per the following rates:

Sr. No. Enrollment Period Applicable Premium
1 June, July, August Annual Premium of Rs. 436/-
2 September, October & November 2nd quarters of risk period premium Rs. 342/-
3 December, January & February 3rd quarters of risk period premium Rs. 228/
4 March, April & May 4th quarter of risk period premium Rs. 114/-


  • In case of multiple saving bank accounts held by an individual in one or different banks, the person would be eligible to join the scheme through one savings bank account only.
  • Aadhaar would be the primary KYC for the bank account. However, it is not mandatory for enrollment in the scheme.
  • Coverage under this scheme is in addition to cover under any other insurance scheme, the subscriber may be covered.


Enrollment Form
English
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Enrollment Form
Hindi
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Claim Form
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Pradhan-Mantri-Jeevan-Jyoti-Bima-Yojana-(PMJJBY)