- EMI starts from Rs.2205/- per lakh
- Maximum quantum upto 20 times for secured and 15 times for clean loan of the net monthly pension
- Maximum repayment tenure up to 60 months
- Quick disposal of the loan (Very less turnaround time)
- Nil processing charges for senior citizen
- Clean loan facility available without pledging of any security
- Easy documentation
Advantages
- No processing charges for senior citizens
- Low rate interest starting from 10.85% p.a.,
- Maximum limit upto Rs. 10.00 lakhs
- No hidden charges
- No prepayment penalty
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Individuals: Pensioners drawing pension through Bank Branch
- Age: Maximum age 75 years at the time of final repayment
Documents
For Individuals
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- PPO with branch
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Rate of Interest
- Competitive ROI @ 10.85%
- ROI is calculated on daily reducing balance
- For more details Click Here
Charges
- No processing charges for senior citizens
- For others — one time @ 2% of loan amount Min. Rs.500 and Max. Rs.2,000/-.
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
This is preliminary calculation and is not the final offer
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