HEALTH RECHARGE


Key Features

  • HIGHER COVERAGE-Get coverage up to 95 lakh sum insured
  • PRE & POST HOSPITALISATION MEDICAL EXPENSES-Get 60 & 90 days of medical expenses incurred pre & post hospitalisation. Covered up to sum insured
  • E-CONSULTATIONS-Get Unlimited telephonic /online consultations
  • PHARMACY AND DIAGNOSTIC SERVICES-Avail discounts on medicines and diagnostic through our empanelled service providers
  • DAY CARE TREATMENTS-Coverage for all day care treatments up to sum insured


Add-On Covers

  • CRITICAL ILLNESS COVER-Get up to 10 Lakh coverage
  • MODIFICATION IN ROOM RENT-Single private room; covered up to sum Insured (optional available only for deductible more than 50,000)
  • PERSONAL ACCIDENT COVER-Get coverage of up to 50 Lakh for accidental death, partial and total disability
  • TAX SAVINGS-Up to 30% tax benefit u/s 80D of income tax act 1961
  • TENURE DISCOUNTS-Discount of 7.5% and 15% on 2nd and 3rd year premiums respectively


Benefits

PRODUCT BENEFITS
1 Sum Insured 2L, 3L/4L, 5L / 7.5L / 10L / 15L / 25L / 40L / 45L / 65L / 70L / 90L / 95L
2 Annual Aggregate Deductible E-saver: 10k, 25k, 50k | Super Top-up: 1L to 10L in multiples of 1L
3 In-patient care Covered up to Sum Insured
4 Room Rent Up to 1% of Base Sum Insured per day
5 Pre & Post Hospitalisation Expenses (60 & 90 days) Covered up to Sum Insured
6 Day Care Treatment, Alternative Treatment, Domiciliary Covered up to Sum Insured
7 Living Donor Organ Transplant Covered up to Sum Insured
8 Emergency Ambulance Up to INR 1,500 per event
9 e-consultation Unlimited telephonic / online consultations
10 Pharmacy and diagnostic services Available through our empanelled service provider
11 Loyalty Additions 5% of Base SI; max up to 50% of Base SI (This benefit is applicable only for Base Sum Insured up to Rs. 25 Lac)
12 Mental Disorders Treatment Covered up to Sum Insured (sub-limit applicable on few conditions)
13 HIV / AIDS Covered up to Sum Insured
14 Artificial Life Maintenance Covered up to Sum Insured
15 Modern Treatments Covered up to Sum Insured (sub-limit applicable on few conditions)
16 Personal Accident cover (AD, PTD, PPD) - (Optional Cover) Options available: 1Lac, 2Lacs, 5Lacs to 50Lacs (in multiple of 5Lacs)
17 Critical illness cover - (Optional Cover) Options available: 1Lac to 10Lacs (in multiple of 1 Lac)
18 Modification in room rent - (Optional Cover) Single private room; covered up to Sum Insured (option available only for deductible more than 50,000)
HEALTH-RECHARGE