- Margin – For Individual – 5% For Housing Society – 10%
- Maximum repayment tenure up to 120 months
- Quick disposal of the loan (Very less turn around time)
- Easy documentation
Advantages
- NIL processing charges
- Rate of Interest starting from @7.10% p.a.
- Maximum limit -- For Individual - Rs.10.00 lakh and For Housing Society – Rs.100.00 lakhs
- Quantum -- Upto 3 KW – Rs.2.00 lakhs and Above 3 KW to 10 KW – Rs.10.00 lakhs
- No prepayment penalty
- Individuals/Registered group housing societies/residential welfare associations
- Borrower/co-borrower should be owner of the house
- Age: For Individual - Maximum 70 years at the time of final repayment
- Rate of Interest starting from @7.10% p.a.
- ROI is calculated on daily reducing balance
CHARGES
- PPC: NIL
FOR INDIVIDUALS
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Proof of Income (any one): Latest 6 Month Salary/Pay Slip and One year ITR/Form16
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