Product Category:- Senior Citizen Health
Salient Features & USP of the product
- Option to choose sum Insure upto 10 Lacs
- Affordable premiums
- No Pre-policy medicals for policy issuance
- Once a Year Annual Health Check-up for all Insured Members in a Policy Year
- Automatic Recharge upto Sum Insure for multiple claims not related to same illness
- Upto 150% No Claim Bonus
- Maternity coverage available with Si>=50 Lacs
- No Loading for customers suffering from PED
- No Pre-Policy medicals upto 65 Years for non-PED cases
- Choice of Optional Covers to enhance coverage
Air Ambulance
Daily Allowance+ :
Option to choose upto Rs.10,000/- per day
- Double amount payable for duration in ICU
- Max 30 Days in Policy Year
OPD Care:
Option to choose upto Rs.50,000 OPD coverage in Policy. This benefit will cover Doctor Consultation, Prescribed Diagnostics and Prescribed Pharmacy
Everyday Care :
Option to add coverage for 1% of SI for Doctor Consultation and 1% of SI coverage for Prescribed Diagnostics. This coverage will be available at our Network service Provider on cashless basis only. Customer will have to pay 20% co-payment on each and every claim
Smart Select :
Get 15% discount on premium by restricting the treatment (Cashless/re-imbursement) at a special Network created for SMART SELECT hospitals. There will be a 20% co-payment on each claim in case treatment is taken outside SMART SELECT network hospitals
Reduction in PED wait Period:
Choose this optional benefit to cover your PED after 2 Years wait period. This optional benefit can only be purchased at the time of first purchase of the policy
Co-Payment:
Customers at Age 61 can choose to opt for a policy with Co-payment or without co-payment. Customers will get 20% discount on the premium by opting for 20% co-payment in the Policy
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