• Card is accepted at all the Domestic and foreign merchants across the globe.
  • Customer will get 24*7 Concierge Services.
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
  • Maximum amount of cash limit is 50% of the spending limit.
  • Maximum amount of cash that can be withdrawn from – ATM – Rs. 15,000 per day.
  • Billing cycle is from 16th of current month to 15th of next month.
  • Payment is to be made on or before 5th of succeeding month which mostly suits the requirement of salaried class.
  • Flexible credit limits for add-on cards.


  • Complimentary Annual Membership of Amazon Prime.
  • Complimentary Domestic Lounge Access across india 8 per year (2 per quarter) and International Lounge Access 2 per year and is subject to change as per RuPay's discretion from time to time without any prior notice.
  • 3- Month membership per annum of Swiggy One.
  • INR 200 discount voucher per month on Big Basket.
  • INR 250 off on purchase of min 2 tickets per month from Book My Show.
  • Annual membership of customized Health checkup packages which can be used once per annum.
  • Insurance cover of upto 10 Lakhs (Personal Accidental and Permanent Disability) provided by NPCI.
  • Customer will get 2X Reward points in POS an ECOM transactions. *(Excluding Blocked Categories).
  • Please refer link for more offers: https://www.rupay.co.in


  • Customer should attain minimum age of 18years.
  • Customer should be having steady source of income verifiable through Income Tax Returns.
  • Customer should have good credit history.
  • Customer need to be an Indian resident or a Non-resident India (NRI).


  • Issuance- NIL
  • AMC - Rs. 800/- (Principal)
  • AMC - Rs. 600/- (Add on card)
  • Replacement - Rs. 500/-


Through IVR/Toll Free

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now
Through Bank’s Website

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now
Through Omni Neo Mobile Banking App

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now

  • Click https://cclogin.bankofindia.co.in/
  • Register and Login with Cust Id registered in card and password.
  • Under “Requests” tab, click on “Card Activation”
  • Select Card Number
  • Enter OTP sent to register mobile no.
  • Your card is activated now.

  • Log into the App and go to “My Cards” section
  • Card will be appearing in the window pane. Click on the card to select it.
  • Scroll down to “Activate the card” option.
  • After OTP based authentication, card will be activated.

Note: Card to be activated within 30 days from the date of issuance in order to avoid the closure of the card as per the RBI Guidelines.


Steps for PIN Generation through IVR/Toll Free :

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Generation through Mobile Banking App:

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Generation through BOI Credit Control App

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Activation through Bank’s website

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.

  • Login Mobile Banking App with your credentials
  • Go to “Card Services” menu
  • Go to “Credit Card Services”
  • Select Active Card displayed above for which PIN is to generate
  • Select “Generate PIN” option
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN
  • Re-enter 4 digit PIN
  • PIN is generated for your card

  • Login App with your credentials
  • Select Card for which PIN is to generate
  • Select “Change Green PIN” option
  • Enter OTP sent to registered mobile no.
  • Enter 4 digit PIN
  • Re Enter 4 digit PIN
  • PIN is generated for your card

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Green PIN”
  • Select Card Number
  • Enter OTP sent to registered mobile no.
  • Enter 4 digit PIN
  • Re Enter 4 digit PIN
  • PIN is generated for your card.


Steps to access online portal to avail RuPay Select Credit card program:

  • Log into the RuPay Select Portal https://www.rupay.co.in/select-booking
  • One time Registration is required.
  • Once registered, login with your credentials or OTP.
  • Once logged-in, cardholders can view all the available benefits and offers.
  • Click on the features/offers which you want to enjoy.
  • You will be able to view all the complimentary and discounted features/offers.
  • Click on the “Redeem” button to select the suitable date and time and confirm the booking of the feature.
  • You will be directed to the payments page for the booking.
  • Cardholder will have to complete a Rs. 1 transaction with RuPay Credit card to complete the booking.
  • Post payment, cardholder will receive the voucher code through mobile/email for the selected service, which he/she needs to present at the merchant outlet/website.
  • If the cardholder is already registered with his existing RuPay Select Debit Card, the user has to add the Credit Card details under ADD Card details in order to avail the offers pertaining to RuPay Select Credit Card.
  • In case of any service issues, customers can write directly to NPCI at rupayselect[at]npci[dot]org[dot]in or send email at HeadOffice[dot]CPDcreditcard[at]bankofindia[dot]co[dot]in


Through Bank’s website

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through Omni Neo Mobile Banking App

  • Log into the App and go to “My Cards” section.
  • Card will be appearing in the window pane. Click on the card to select it.
  • Select the “Set Limits and Channels” option.
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through Credit Card Control App

  • Login App with your credentials
  • Select Card for which Channels and Limits are required to be set
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through IVR/Toll Free

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Enter OTP sent to registered mobile number
  • Limits get updated successfully in the card.

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Log into the App and go to “My Cards” section.
  • Card will be appearing in the window pane. Click on the card to select it.
  • Select the “Set Limits and Channels” option.
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Login App with your credentials
  • Select Card for which Channels and Limits are required to be set
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Enter OTP sent to registered mobile number
  • Limits get updated successfully in the card.
RUPAY-SELECT