Swadhan Rupay Platinum


  • Card is issued against TDR (Term Deposit Receipt) only.
  • Card is accepted at all the Domestic and foreign merchants across the globe.
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
  • Customer will get 2X Reward points in POS an ECOM transactions. *(Excluding Blocked Categories).
  • Maximum amount of cash limit is 50% of the spending limit.
  • Maximum amount of cash that can be withdrawn from – ATM – Rs. 15,000 per day from any ATM locations worldwide.
  • Billing cycle is from 16th of current month to 15th of next month.
  • Payment is to be made on or before 5th of succeeding month which mostly suits the requirement of salaried class.
  • Flexible credit limits for add-on cards.


  • Individual, Staff/non-staff, private limited company, partnership firms, public limited company.
  • Customer should be having steady source of income verifiable through Income Tax Returns.


  • Issuance- NIL
  • AMC - NIL (principal)
  • AMC - NIL (Add on card)
  • Replacement - NIL


Through IVR/Toll Free

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now
Through Bank’s Website

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now
Through Omni Neo Mobile Banking App

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now

  • Click https://cclogin.bankofindia.co.in/
  • Register and Login with Cust Id registered in card and password.
  • Under “Requests” tab, click on “Card Activation”
  • Select Card Number
  • Enter OTP sent to register mobile no.
  • Your card is activated now.

  • Log into the App and go to “My Cards” section
  • Card will be appearing in the window pane. Click on the card to select it.
  • Scroll down to “Activate the card” option.
  • After OTP based authentication, card will be activated.

Note: Card to be activated within 30 days from the date of issuance in order to avoid the closure of the card as per the RBI Guidelines.


Steps for PIN Generation through IVR/Toll Free :

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Generation through Mobile Banking App:

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Generation through BOI Credit Control App

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Activation through Bank’s website

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.

  • Login Mobile Banking App with your credentials
  • Go to “Card Services” menu
  • Go to “Credit Card Services”
  • Select Active Card displayed above for which PIN is to generate
  • Select “Generate PIN” option
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN
  • Re-enter 4 digit PIN
  • PIN is generated for your card

  • Login App with your credentials
  • Select Card for which PIN is to generate
  • Select “Change Green PIN” option
  • Enter OTP sent to registered mobile no.
  • Enter 4 digit PIN
  • Re Enter 4 digit PIN
  • PIN is generated for your card

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Green PIN”
  • Select Card Number
  • Enter OTP sent to registered mobile no.
  • Enter 4 digit PIN
  • Re Enter 4 digit PIN
  • PIN is generated for your card.


Through Bank’s website

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through Omni Neo Mobile Banking App

  • Log into the App and go to “My Cards” section.
  • Card will be appearing in the window pane. Click on the card to select it.
  • Select the “Set Limits and Channels” option.
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through Credit Card Control App

  • Login App with your credentials
  • Select Card for which Channels and Limits are required to be set
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through IVR/Toll Free

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Enter OTP sent to registered mobile number
  • Limits get updated successfully in the card.

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Log into the App and go to “My Cards” section.
  • Card will be appearing in the window pane. Click on the card to select it.
  • Select the “Set Limits and Channels” option.
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Login App with your credentials
  • Select Card for which Channels and Limits are required to be set
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Enter OTP sent to registered mobile number
  • Limits get updated successfully in the card.
Swadhan-RUPAY-Platinum