Rupay PMJDY Debit card

  • For Domestic usage.
  • It can be used in ATM, POS and Ecom channels.
  • No PIN is required up to Rs.5,000/- per contactless transaction.
  • PIN is mandatory for all the transactions above the value of Rs.5,000/- per transaction. *(limits are subjected to change in future by RBI)
  • Number of contactless transactions allowed per day – Three Transactions.
  • NPCI provides Accidental Death and permanent total Disability Insurance with coverage of INR 2 Lakhs.
  • Benefits of Insurance will be available to the card holders who have performed minimum one successful financial/ Non-financial transaction at any channel both intra and Inter-bank i.e Onus (ATM/Micro ATM/POS/ correspondent of the bank at location by any payment instrument) within 90 days prior to date of accident.
  • For more details, please visit-
  • Debit Card holders will get rewarded with Star Points for their transactions at POS & ecommerce.

Only in BSBD (Basic Saving Bank Deposit) Accounts.

  • ATM - Rs.15,000 per day
  • POS+ Ecom - Rs. 25,000.

Issuance and Annual Maintenance Charges:

Particulars Charges*
Issuance Charges NIL
Annual Maintenance Charges NIL
Card Replacement Charges NIL