BOI Visa Platinum Contactless Debit Card


  • For domestic and international Usage. The card is accepted globally at all kinds of merchants having NFC terminals, including retail stores, fast-food restaurants, pharmacies, transit points of entry, and grocery and convenience stores, taxicabs and vending machines. (International Ecom transactions not allowed).
  • No PIN is required up to Rs.5,000/- per contactless transaction.
  • PIN is mandatory for all the transactions above the value of Rs.5,000/- per transaction. (*limits are subjected to change in future by RBI)
  • Number of contactless transactions allowed per day – Three Transactions.
  • Card holders will get rewarded with Star Points for their transactions at POS & ecommerce.

Usage Process

  • Customer has to look at the contactless symbol/logo at the point of sale.
  • The cashier enters the purchase amount into the NFC terminal. This amount is displayed on the NFC terminal reader.
  • When the first green link blinks, customer should hold the card over the reader at close range (less than 4 cm from where logo appears).
  • Four green lights appear when the transaction is complete. This takes no longer than half a second. The customer can choose to have a receipt printed, but this is optional.
  • The default account linked to the beneficiary card shall be debited for the funds.
  • PIN authentication will be by-passed for low value transactions up to Rs. 5000/-(*limits are subjected to change in future by RBI)
  • Beyond this transaction limit, the card will be processed as a contact payment and authentication with PIN will be mandatory.
  • Transaction are permitted on non- NFC terminals with PIN authentication.

Attractive offers from VISA
Rs, 50/- Cashback on First contactless transactions
All other Offers for Debit VISA Cards

All Diamond Customers

  • ATM - Rs. 50,000 (Domestic/International)
  • POS+Ecom - Rs. 1,00,000 (Domestic)
  • POS - Rs 1,00,000 (International)

Issuance and Annual Maintenance Charges:

Particulars Charges*
Issuance Charges Rs. 250
Annual Maintenance Charges Rs. 250
Card Replacement Charges Rs. 250