Visa Paywave (Platinum) Debit Card

Features

  • For domestic and international Usage. The card is accepted globally at all kinds of merchants having NFC terminals, including retail stores, fast-food restaurants, pharmacies, transit points of entry, and grocery and convenience stores, taxicabs and vending machines. (International Ecom transactions not allowed).
  • No PIN is required up to Rs.5,000/- per contactless transaction.
  • PIN is mandatory for all the transactions above the value of Rs.5,000/- per transaction. (*limits are subjected to change in future by RBI)
  • Number of contactless transactions allowed per day – Three Transactions.
  • Card holders will get rewarded with Star Points for their transactions at POS & ecommerce.

Usage Process

  • Customer has to look at the contactless symbol/logo at the point of sale.
  • The cashier enters the purchase amount into the NFC terminal. This amount is displayed on the NFC terminal reader.
  • When the first green link blinks, customer should hold the card over the reader at close range (less than 4 cm from where logo appears).
  • Four green lights appear when the transaction is complete. This takes no longer than half a second. The customer can choose to have a receipt printed, but this is optional.
  • The default account linked to the beneficiary card shall be debited for the funds.
  • PIN authentication will be by-passed for low value transactions up to Rs. 5000/-(*limits are subjected to change in future by RBI)
  • Beyond this transaction limit, the card will be processed as a contact payment and authentication with PIN will be mandatory.
  • Transaction are permitted on non- NFC terminals with PIN authentication.
Attractive offers from VISA
Visit https://bankofindia.co.in/offers1
Rs, 50/- Cashback on First contactless transactions
All other Offers for Debit VISA Cards

All Savings and Current accounts

  • ATM - Rs. 50,000 (Domestic/International)
  • POS+Ecom - Rs. 1,00,000 (Domestic)
  • POS - Rs 1,00,000 (International)

*only applicable for Debit Cards issued from 01st September 2024 to 28th February 2025. The membership ID will be sent to the eligible users in their registered mobile number via SMS/Whatsapp.

  • Cardholder to login and click on issue voucher
  • Cardholder needs to select airport and outlet and generate a voucher
  • Generated voucher needs to be redeemed within 48 hours, failing which it will be considered as redeemed
  • Cardholder can showcase voucher at outlet to redeem during purchase and get the bill amount deducted by the voucher amount
  • List of eligible outlets and airports will be available on the portal
  • Voucher Validity: 48 hours
  • Escalations to be routed on toll free number or email address mentioned on the portal
  • Vouchers once issued can be cancelled within timeframe (before expiry). This will adjust the counter and refund the quota to cardholder

  • Cardholder to login and click on issue code
  • The generated code to be used on Swiggy/ Amazon to be added to respective wallets and get the bill amount adjusted with the coupon amount
  • Voucher Validity: 12 months (Amazon), 3 months (Swiggy)
  • Escalations to be routed on toll free number or email address mentioned on the portal
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Visa-Paywave-(Platinum)-Debit-card