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- To enable the recognition of artisans and craftspeople as Vishwakarma.
- To provide skill up gradation
- To provide support for better and modern tools
- To provide the intended beneficiaries and easy access to collateral free credit
- To provide incentive for digital transactions
- To provide a platform for brand promotion and market linkage
- Loan up to Rs. 1, 00,000/- will be provided Fixed at 5% interest rate in 1st Tranche, repayable in 18 months.
- Loan up to Rs. 2, 00,000/- will be provided Fixed at 5% interest rate in 2nd Tranche, repayable in 30 months.
- Skill Training will be provided by nominated training centre by Govt.
- Each beneficiary be eligible to receive a training Stipend of Rs.500/- per day while undergoing the Basic and Advanced training by Govt.
- Toolkit incentive of Rs.15, 000/- will be provided to procure improved Tool Kit after Skill Verification at the start of Basic training by nominated training centre of Govt.
- PM Vishwakarma Certificate and ID card will be provided by Govt.
- Incentive of Rs.1/- per Digital Transaction will be provided.
- Applicant should be an Indian resident.
- Applicant should be an Artisan or Craftspeople/Craftsmen.
- Minimum Age should be 18 years or above
- Applicant should not have availed the benefits of PMEGP, PM SVANidhi or Mudra Loan
Artisan or Craftsmen engaged in any of the below mentioned trades are eligible to get benefits under the PM VISHWAKARMA.
- Carpenter (Suthar/Badhai)
- Boat Maker
- Armourer
- Blacksmith (Lohar)
- Hammer and Tool Kit Maker
- Locksmith
- Sculptor (Moortikar,Stone Carver),Stone Breaker
- Goldsmith (Sunar)
- Potter (Kumhaar)
- Cobbler(Charmakar)/ Shoesmith/ Footwear Artisan)
- Masons (Raaj Mistri)
- Basket/ Mat/ Broom Maker/ Coir Weaver
- Doll & Toy Maker (Traditional)
- Barber (Naai)
- Garland Maker (Malakaar)
- Washerman (Dhobi)
- Tailor (Darzi)
- Fishing Net Maker.
- ROI is fixed at 5%
CHARGES
- NIL
For Individuals
- Aadhar Card
- Voter ID Card
- PAN Number (Optional)
- Mobile Number
- Proof of occupation
- PM Vishwakarma training Certificate provided by National Skill Qualification Framework (NSQF).
- PM Vishwakarma Digital Certificate
- PM Vishwakarma ID Card
- Caste Certificate (If applicable)
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