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Financial Inclusion
Ancillary Services
- Maximum limit upto 15% of Home Loan
- Maximum repayment tenure up to 120 months
- EMI starts at Rs.755/-
- Holiday/Moratorium period up to commencement of housing loan repayment
- Income of co-applicant (close relative) considered for eligibility
- Loan facility for purchasing Solar PV @ROI Home Loan
- Insurance premium considered under Project Cost (treated as Home Loan component)
- Step up/Step Down EMI facility
Advantages
- Mortgage is waived up to Rs.5.00 Lakh
- Low interest rate
- Minimal documentation
- No hidden charges
- No prepayment penalty
FOR MORE INFORMATION
Please send SMS-‘STAR HOME LOAN-PURCHASE OF FURNITURES' to 8467894404
Give a missed call to 8010968370
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Resident Indian/NRI/PIO are eligible
- Individuals: Salaried/Self-employed/Professionals
- Non-individuals: Group/Association of Individuals, HUF, Corporates
- Trust is not eligible under the scheme
- Age: Minimum 18 years to maximum age 70 years at the end of final repayment
Documents
For Individuals
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Proof of Income (any one):
- For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16
- For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement
For other than Individuals
- KYC of Partners/Directors
- PAN Card copy of Company/Firm
- Regd. Partnership Deed/MOA/AOA
- Certificate of incorporation as applicable
- Account statement for last 12 months
- Firm’s Audited Financials for last 3 years
FOR MORE INFORMATION
Please send SMS-‘STAR HOME LOAN-PURCHASE OF FURNITURES' to 8467894404
Give a missed call to 8010968370
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Rate Of Interest(ROI)
- ROI starting from 8.35%
- ROI is linked with CIBIL Personal Score (in case of individuals)
- ROI is calculated on daily reducing balance
- For more details Click Here
Charges
- PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
- PPC For Other than individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-
FOR MORE INFORMATION
Please send SMS-‘STAR HOME LOAN-PURCHASE OF FURNITURES' to 8467894404
Give a missed call to 8010968370
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
For Individuals
- Proof of identity (any one):
PAN/Passport/Driver Licence/Voter ID - Proof of Address (any one):
Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill - Proof of Income (any one):
For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16
For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement
For other than Individuals
- KYC of Partners/Directors
- PAN Card copy of Company/Firm
- Regd. Partnership Deed/MOA/AOA
- Certificate of incorporation as applicable
- Account statement for last 12 months
- Firm’s Audited Financials for last 3 years
FOR MORE INFORMATION
Please send SMS-‘STAR HOME LOAN-PURCHASE OF FURNITURES' to 8467894404
Give a missed call to 8010968370
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
₹ 1,00,00,000
1,00,00,000
120 Months
120
10
10
%
This is preliminary calculation and is not the final offer
Maximum Eligible Loan Amount
Maximum Monthly Loan EMI
Interest Payable
Loan Amount
Total Loan Amount :
Monthly Loan EMI
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Star-Home-Loan---Furnishing
