STAR TOP UP LOAN
Easily top up your existing loan.

Disclaimer
By clicking the link you will be redirected to the website of the third party. The third party website is not owned or controlled by Bank of India and contents thereof are not sponsored, endorsed or approved by Bank of India. Bank of India does not vouch or guarantee or take any responsibility for any of the contents of the said website including transactions, product, services or other items offered through the website. While accessing this site, you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.
The Bank of India and its affiliates, subsidiaries, employees, officers, directors and agents shall not be liable for any loss, claim or damage whatsoever including in the event of deficiency in the service of such third party websites and for any consequences of error or failure of internet connection equipment hardware or software used to access the third party website through this link , slowdown or breakdown of third party website for any reason including and resulting from the act or omission of any other party involved in making this site or the data contained therein available to you including for any misuse of the Password, login ID or other confidential security information used to login to this website or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto Bank of India and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto.
By preceding further to access the said website it is presumed that you have agreed to the above and also the other terms and conditions applicable.
- Maximum quantum up to 90% of market value
- EMI starts @ Rs.907/- per Lakh
- Holiday/Moratorium period up to 36 months
- Income of co-applicant (close relative) considered for eligibility
- For purchase of plot (house to be constructed within 5 years)
- Smart Home Loan (OD facility) for entire limit/outstanding balance @ROI of Home Loan
- Takeover/Balance Transfer facility with additional Loan amount
- Instant Top Up Loan Available
- Loan facility for furnishing of house @ROI Home Loan
- Loan facility for purchasing Solar PV @ROI Home Loan
- Loan facility for addition/extension/renovation of existing property
- Insurance premium considered under Project Cost (treated as Home Loan component)
- Step up/Step Down EMI facility
Advantages
- Low interest rate
- Minimal documentation
- No Maximum Limit
- No hidden charges
- No prepayment penalty
- Free accidental insurance coverage up to limit Rs. 5.00 Crores
This is a preliminary calculation and is not the final offer
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Resident Indian/NRI/PIO are eligible
- Individuals: Salaried/Self-employed/Professionals
- Non-individuals: Group/Association of Individuals, HUF, Corporates
- Trust is not eligible under the scheme
- Age: Minimum 18 years to maximum age 70 years at the time of final repayment
- Maximum Loan Amount: Know Your Eligibility
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- ROI is linked with CIBIL Personal Score (in case of individuals)
- Ranging from 8.30% to 10.65%
- ROI is calculated on daily reducing balance
- For more details; Click on
Charges
- PPC waived under festive offer till 31.03.2023
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
For Individuals
- Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
- Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
- Proof of Income (any one):
For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16
For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement
For other than Individuals
- KYC of Partners/Directors
- PAN Card copy of Company/Firm
- Regd. Partnership Deed/MOA/AOA
- Certificate of incorporation as applicable
- Account statement for last 12 months
- Firm’s Audited Financials for last 3 years
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
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