KCC For Crop Production
- Attractive interest rate (7% p.a.) on loans upto Rs.3.0 lacs
- 3% interest subvention (Upto Rs.9000/- per borrower)for loans upto Rs. 3.00 lacs on prompt repayment.*
- Smart Cum Debit Card (Rupay Cards) for all eligible borrowers.
- Comprehensive Progressive limit for 5 years available.10% limit increase every year, subject to annual review.
- Personal accident insurance scheme (PAIS) coverage available.
- No collateral security for loans upto Rs.1.60 lacs. Only Hypothecation of Standing Crop.
- Eligible crops may be covered under PRADHAN MANTRI FASAL BIMA YOJNA (PMFBY) on premium payment.
- Type of facility-Cash Credit and Term loan for investment.
TAT
Upto Rs.160000/- | Above Rs.160000/- |
---|---|
7 business days | 14 business days |
* TAT will be counted from the date of receipt of Application (complete in all respects)
KCC For Crop Production
Quantum of finance
Need based finance considering cropping pattern, acreage and scale of finance.
KCC For Crop Production
*T&C applied
KCC For Crop Production
- To meet the short term credit requirements for cultivation of crops including fodder crops
- To meet long term credit requirements for cultivation of crops (i.e. sugarcane, Fruit maturing more than 12 months etc.).
- Post harvest expenses
- Produce Marketing Loan
- Consumption requirements of farmer household
- Working Capital for maintenance of farm assets and activities allied to agriculture like dairy animals, inland fishery, etc.
- Investment credit requirement for agriculture and allied activities like pumpsets, sprayers, dairy animals, etc.
KCC For Crop Production
*T&C applied
KCC For Crop Production
- All farmers-individual/ joint borrowers who are owner cultivators.
- Tenant farmers, oral lessees and share croppers
- Self Help Groups (SHGs) and Joint Liability Groups (JLGs) of farmers including tenant farmers, share croppers, etc.
KCC For Crop Production
Before applying you must have
- KYC documents (identity proof and address proof)
- Proof of landing holding/tenancy.
- Mortgage of land or other Collateral security of adequate worth for loans above Rs. 3.00 lacs.(under tie up arrangement) and Rs. 1.60 lacs(under no tie up arrangement)
KCC For Crop Production
*T&C applied
PRODUCTS YOU MAY LIKE
KCC FOR ANIMAL HUSBANDRY AND FISHERY
All in one solution for Animal husbandry and fishery related requirements of farmer.
Learn More