KCC For Crop Production
A single window credit assistance to the farmers for their crop cultivation and other working capital needs.

Disclaimer
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- Attractive interest rate (7% p.a.) on loans upto Rs.3.0 lacs
- 3% interest subvention (Upto Rs.9000/- per borrower)for loans upto Rs. 3.00 lacs on prompt repayment.*
- Smart Cum Debit Card (Rupay Cards) for all eligible borrowers.
- Comprehensive Progressive limit for 5 years available.10% limit increase every year, subject to annual review.
- Personal accident insurance scheme (PAIS) coverage available.
- No collateral security for loans upto Rs.1.60 lacs. Only Hypothecation of Standing Crop.
- Eligible crops may be covered under PRADHAN MANTRI FASAL BIMA YOJNA (PMFBY) on premium payment.
- Type of facility-Cash Credit and Term loan for investment.
TAT
Disclaimer
Disclaimer
Upto Rs.160000/- | Above Rs.160000/- |
---|---|
7 business days | 14 business days |
* TAT will be counted from the date of receipt of Application (complete in all respects)
Quantum of finance
Need based finance considering cropping pattern, acreage and scale of finance.
*T&C applied
- To meet the short term credit requirements for cultivation of crops including fodder crops
- To meet long term credit requirements for cultivation of crops (i.e. sugarcane, Fruit maturing more than 12 months etc.).
- Post harvest expenses
- Produce Marketing Loan
- Consumption requirements of farmer household
- Working Capital for maintenance of farm assets and activities allied to agriculture like dairy animals, inland fishery, etc.
- Investment credit requirement for agriculture and allied activities like pumpsets, sprayers, dairy animals, etc.
*T&C applied
- All farmers-individual/ joint borrowers who are owner cultivators.
- Tenant farmers, oral lessees and share croppers
- Self Help Groups (SHGs) and Joint Liability Groups (JLGs) of farmers including tenant farmers, share croppers, etc.
Before applying you must have
- KYC documents (identity proof and address proof)
- Proof of landing holding/tenancy.
- Mortgage of land or other Collateral security of adequate worth for loans above Rs. 3.00 lacs.(under tie up arrangement) and Rs. 1.60 lacs(under no tie up arrangement)
*T&C applied
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