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UIN: 142N089V01 A Non-Linked Non-Participating Individual Health Insurance plan
SUD Life Smart Healthcare is a fixed benefit health insurance plan which provides coverage on diagnosis on minor or major conditions of Critical Illness related to Cancer, Heart, Liver or Kidney. You can customize your health insurance needs by choosing from three Plan options available under the product to avail treatment without any compromise.
- Fixed pay-out based on severity of condition irrespective of actual billing
- Waiver of premium2 for 3 policy years on diagnosis with first Minor Critical illness condition
- Tax Benefits3: under Section 80D of Income Tax Act
2 WOP is applicable only on first claim under minor CI condition. In case the outstanding policy term is less than 3 years, then the premiums will be waived for the outstanding policy term only. The WOP benefit is not applicable if minor CI condition is claimed for the second time.
3As per prevailing norms under the Income Tax Act 1961, amended from time to time.
- Min – 5 years
- Max – 30 years
- Min – 5 lacs
- Max – 50 lacs
*Sum Insured to increase to multiple of ₹ 1 lakhs In this plan, the Life Assured will choose the Sum Insured, Cover Option and Policy Term.
Disclaimer Bank of India is a registered Corporate Agent (IRDAI registration no. CA0035) for Star Union Dai-ichi Life Insurance Company (SUD Life) and does not underwrite the risk or act as an insurer. Participation by the Bank’s customer in the Insurance products is purely on a voluntary basis. The contract of Insurance is between SUD Life and the Insured and not between Bank of India and the Insured. This policy is underwritten by SUD Life Insurance Company. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.
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