GOVERNMENT SALARY ACCOUNT

Disclaimer
By clicking the link you will be redirected to the website of the third party. The third party website is not owned or controlled by Bank of India and contents thereof are not sponsored, endorsed or approved by Bank of India. Bank of India does not vouch or guarantee or take any responsibility for any of the contents of the said website including transactions, product, services or other items offered through the website. While accessing this site, you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences.
The Bank of India and its affiliates, subsidiaries, employees, officers, directors and agents shall not be liable for any loss, claim or damage whatsoever including in the event of deficiency in the service of such third party websites and for any consequences of error or failure of internet connection equipment hardware or software used to access the third party website through this link , slowdown or breakdown of third party website for any reason including and resulting from the act or omission of any other party involved in making this site or the data contained therein available to you including for any misuse of the Password, login ID or other confidential security information used to login to this website or from any other cause relating to your access to, inability to access, or use of the site or these materials in accordance thereto Bank of India and all its related parties described hereinabove stand indemnified from all proceedings or matters arising thereto.
By preceding further to access the said website it is presumed that you have agreed to the above and also the other terms and conditions applicable.
At Bank of India, we believe in offering a customized banking experience to our customers. Presenting Government Salary Account, a specialized savings account designed to cater to the needs of all government sector employees.
Enjoy the convenience of instant salary credits with no minimum balance requirement. Take charge of your funds with unlimited transactions with digital banking availability and our nationwide ATMs. The Government Salary Account ensures that you get an unparalleled banking experience both online and offline. We provide hassle free and seamless banking experience online through our state of art mobile banking and internet banking facilities. You can now open your salary account at the convenience of your home through our digital platform also.
Start your banking journey with us today while you avail the exclusive benefits and opportunities we offers. Start building a secure and prosperous future with a banking solution designed specifically for government sector employees.
Eligibility
- Central govt, state govt, GOI undertakings and PSU employees drawing regular salary
- Govt employees of university, schools and colleges or any other such institution/ training colleges (training and non-training staffs)
- Minimum Balance Requirement - Nil
Features
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Disclaimer
Features | Normal | Classic | Gold | Diamond | Platinum |
---|---|---|---|---|---|
AQB | Nil | Rs 10,000/- | Rs 1 Lakh | Rs 5 Lakhs | Rs 10 Lakhs |
Eligible ATM Card | Rupay Platinum | Rupay Platinum | Rupay Select | Visa Business | Visa Signature |
Waiver of ATM/ Debit card AMC | 75,000/- | 75,000/- | 1,00,000 | 2,00,000 | 5,00,000 |
Free Cheque Leaves | 25 leaves per quarter | 25 leaves per quarter | Unlimited | Unlimited | Unlimited |
Waiver of RRTGS/NEFT charges | 50% waiver | 100% waiver | 100% waiver | 100% waiver | 100% waiver |
Free DD/PO | 50% waiver | 100% waiver | 100% waiver | 100% waiver | 100% waiver |
Credit card issuance charges waiver | 100% waiver | 100% waiver | 100% waiver | 100% waiver | 100% waiver |
Credit card AMC Waiver (Min transaction Amt) | 75,000/- | 75,000/- | 1,00,000 | 2,00,000 | 5,00,000 |
SMS/Whatsapp Alert Charges | Chargeable | Free | Free | Free | Free |
GPA & other covers* | Group Personal Accidental Death insurance cover of Rs 50,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- | Group Personal Accidental Death insurance cover of Rs 60,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- | Group Personal Accidental Death insurance cover of Rs 75,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- | Group Personal Accidental Death insurance cover of Rs 1,00,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- | Group Personal Accidental Death insurance cover of Rs 1,50,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- |
Free transaction at BOI ATM per month | Nil | 5 | Unlimited | Unlimited | Unlimited |
Free transaction at other ATM per month | Nil | 5 | Unlimited | Unlimited | Unlimited |
Concession in retail loan processing charges** | Not available | 50% | 50% | 100% | 100% |
Concession in ROI for retail loan** | Not available | Not available | 5 bps | 10 bps | 25 bps |
Locker Rent concession | NA | 50% | 100% | 100% | 100% |
Salary/Pension Advance | Equal to 1 month net salary | Equal to 1 month net salary | Equal to 1 month net salary | Equal to 1 month net salary | Equal to 1 month net salary |
Instant personal loan | Equal to 6 months net salary | Equal to 6 months net salary | Equal to 6 months net salary | Equal to 6 months net salary | Equal to 6 months net salary |
- *The cover is subject to settlement of claims by the insurance company without any liability to the bank. The rights and liabilities of the insured shall be with the insurance company.
- Bank holds the right to withdraw the facility at its discretion.
- **In case of any other concessions already offered to retail loan customers, viz festive offers, special concessions to women beneficiaries etc, the concession proposed here is automatically withdrawn.
Terms and Conditions apply
PRODUCTS YOU MAY LIKE

