BOI Star Salary Plus Account For Public Sector


At Bank of India, we believe in offering a customized banking experience to our customers. Presenting Government Salary Account, a specialized savings account designed to cater to the needs of all government sector employees.

Enjoy the convenience of instant salary credits with no minimum balance requirement. Take charge of your funds with unlimited transactions with digital banking availability and our nationwide ATMs. The Government Salary Account ensures that you get an unparalleled banking experience both online and offline. We provide hassle free and seamless banking experience online through our state of art mobile banking and internet banking facilities. You can now open your salary account at the convenience of your home through our digital platform also.

Start your banking journey with us today while you avail the exclusive benefits and opportunities we offers. Start building a secure and prosperous future with a banking solution designed specifically for government sector employees.


Eligibility

  • Central govt, state govt, GOI undertakings and PSU employees drawing regular salary
  • Govt employees of university, schools and colleges or any other such institution/ training colleges (training and non-training staffs)
  • Minimum Balance Requirement - Nil

Features

Features Normal Classic Gold Diamond Platinum
AQB Nil Rs 10,000/- Rs 1 Lakh Rs 5 Lakhs Rs 10 Lakhs
Eligible ATM Card Rupay Platinum Rupay Platinum Rupay Select Visa Business Visa Signature
Waiver of ATM/ Debit card AMC 75,000/- 75,000/- 1,00,000 2,00,000 5,00,000
Free Cheque Leaves 25 leaves per quarter 25 leaves per quarter Unlimited Unlimited Unlimited
Waiver of RRTGS/NEFT charges 50% waiver 100% waiver 100% waiver 100% waiver 100% waiver
Free DD/PO 50% waiver 100% waiver 100% waiver 100% waiver 100% waiver
Credit card issuance charges waiver 100% waiver 100% waiver 100% waiver 100% waiver 100% waiver
Credit card AMC Waiver (Min transaction Amt) 75,000/- 75,000/- 1,00,000 2,00,000 5,00,000
SMS/Whatsapp Alert Charges Chargeable Free Free Free Free
GPA & other covers* Group Personal Accidental Death insurance cover of Rs 50,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- Group Personal Accidental Death insurance cover of Rs 60,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- Group Personal Accidental Death insurance cover of Rs 75,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- Group Personal Accidental Death insurance cover of Rs 1,00,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/- Group Personal Accidental Death insurance cover of Rs 1,50,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/-
Free transaction at BOI ATM per month Nil 5 Unlimited Unlimited Unlimited
Free transaction at other ATM per month Nil 5 Unlimited Unlimited Unlimited
Concession in retail loan processing charges** Not available 50% 50% 100% 100%
Concession in ROI for retail loan** Not available Not available 5 bps 10 bps 25 bps
Locker Rent concession NA 50% 100% 100% 100%
Salary/Pension Advance Equal to 1 month net salary Equal to 1 month net salary Equal to 1 month net salary Equal to 1 month net salary Equal to 1 month net salary
Instant personal loan Equal to 6 months net salary Equal to 6 months net salary Equal to 6 months net salary Equal to 6 months net salary Equal to 6 months net salary

  • *The cover is subject to settlement of claims by the insurance company without any liability to the bank. The rights and liabilities of the insured shall be with the insurance company.
  • Bank holds the right to withdraw the facility at its discretion.
  • **In case of any other concessions already offered to retail loan customers, viz festive offers, special concessions to women beneficiaries etc, the concession proposed here is automatically withdrawn.

Terms and Conditions apply

Government-Salary-account