Star Salary Plus Account for Public Sector

At Bank of India, we believe in offering a customized banking experience to our customers. Presenting Government Salary Account, a specialized savings account designed to cater to the needs of all government sector employees.

Enjoy the convenience of instant salary credits with no minimum balance requirement. Take charge of your funds with unlimited transactions with digital banking availability and our nationwide ATMs. The Government Salary Account ensures that you get an unparalleled banking experience both online and offline. We provide hassle free and seamless banking experience online through our state of art mobile banking and internet banking facilities. You can now open your salary account at the convenience of your home through our digital platform also.

Start your banking journey with us today while you avail the exclusive benefits and opportunities we offers. Start building a secure and prosperous future with a banking solution designed specifically for government sector employees.

Eligibility

Central govt, state govt, GOI undertakings and PSU employees drawing regular salary
Govt employees of university, schools and colleges or any other such institution/ training colleges (training and non-training staffs)
Minimum Balance Requirement - Nil

Features

Features	Normal	Classic	Gold	Diamond	Platinum
AQB	Nil	Rs 10,000/-	Rs 1 Lakh	Rs 5 Lakhs	Rs 10 Lakhs
Eligible ATM Card	Rupay Platinum	Rupay Platinum	Rupay Select	Visa Business	Visa Signature
Waiver of ATM/ Debit card AMC	75,000/-	75,000/-	1,00,000	2,00,000	5,00,000
Free Cheque Leaves	25 leaves per quarter	25 leaves per quarter	Unlimited	Unlimited	Unlimited

Waiver of RRTGS/NEFT charges	50% waiver	100% waiver	100% waiver	100% waiver	100% waiver
Free DD/PO	50% waiver	100% waiver	100% waiver	100% waiver	100% waiver
Credit card issuance charges waiver	100% waiver	100% waiver	100% waiver	100% waiver	100% waiver
Credit card AMC Waiver (Min transaction Amt)	75,000/-	75,000/-	1,00,000	2,00,000	5,00,000
SMS/Whatsapp Alert Charges	Chargeable	Free	Free	Free	Free
GPA & other covers*	Group Personal Accidental Death insurance cover of Rs 50,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/-	Group Personal Accidental Death insurance cover of Rs 60,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/-	Group Personal Accidental Death insurance cover of Rs 75,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/-	Group Personal Accidental Death insurance cover of Rs 1,00,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/-	Group Personal Accidental Death insurance cover of Rs 1,50,00,000/- Permanent total disability cover of Rs 50,00,000/- Permanent partial disability (50%)cover of Rs 25,00,000/- Permanent total disability cover of Rs 1,00,00,000/- Educational benefit of Rs 2,00,000/-
Free transaction at BOI ATM per month	Nil	5	Unlimited	Unlimited	Unlimited
Free transaction at other ATM per month	Nil	5	Unlimited	Unlimited	Unlimited
Concession in retail loan processing charges**	Not available	50%	50%	100%	100%
Concession in ROI for retail loan**	Not available	Not available	5 bps	10 bps	25 bps
Locker Rent concession	NA	50%	100%	100%	100%
Salary/Pension Advance	Equal to 1 month net salary	Equal to 1 month net salary	Equal to 1 month net salary	Equal to 1 month net salary	Equal to 1 month net salary
Instant personal loan	Equal to 6 months net salary	Equal to 6 months net salary	Equal to 6 months net salary	Equal to 6 months net salary	Equal to 6 months net salary

*The cover is subject to settlement of claims by the insurance company without any liability to the bank. The rights and liabilities of the insured shall be with the insurance company.
Bank holds the right to withdraw the facility at its discretion.
**In case of any other concessions already offered to retail loan customers, viz festive offers, special concessions to women beneficiaries etc, the concession proposed here is automatically withdrawn.

Terms and Conditions apply