Atal Pension Yojna
Atal Pension Yojna is a Social Security Scheme introduced by Govt. of India

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Atal Pension Yojna is a Social Security Scheme introduced by Govt. of India, aimed at providing a steady stream of income after the age of 60 to all citizens of India.
- It is based on National Pension Scheme (NPS) frame work. Permanent Retirement Account Number (PRAN) will be provided to the subscriber immediately by the branch.
- Subscribers joining APY scheme at an early stage of age would be required to pay lesser monthly subscription amount as compared to the subscriber joining at a later age as illustrated in the above table.
Pension Details
Under APY the subscribers have a choice to get Fixed Monthly Pension amount from Rs. 1000, Rs.2000, Rs. 3000, Rs. 4000 and Rs. 5000 by paying monthly subscription as per the table given below:
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Age Of Entry | Years Of Contribution | Monthly pension of Rs. 1000 | Monthly pension of Rs. 2000 | Monthly pension of Rs. 3000 |
---|---|---|---|---|
18 | 42 | 42 | 84 | 126 |
19 | 41 | 46 | 92 | 138 |
20 | 40 | 50 | 100 | 150 |
21 | 39 | 54 | 108 | 162 |
22 | 38 | 59 | 117 | 177 |
23 | 37 | 64 | 127 | 192 |
24 | 36 | 70 | 139 | 208 |
25 | 35 | 76 | 151 | 226 |
26 | 34 | 82 | 164 | 246 |
27 | 33 | 90 | 178 | 268 |
28 | 32 | 97 | 194 | 292 |
29 | 31 | 106 | 212 | 318 |
30 | 30 | 116 | 231 | 347 |
31 | 29 | 126 | 252 | 379 |
32 | 28 | 138 | 276 | 414 |
33 | 27 | 151 | 302 | 453 |
34 | 26 | 165 | 330 | 495 |
35 | 25 | 181 | 362 | 543 |
36 | 24 | 198 | 396 | 594 |
37 | 23 | 218 | 436 | 654 |
38 | 22 | 240 | 480 | 720 |
39 | 21 | 264 | 528 | 792 |
40 | 20 | 291 | 582 | 873 |
Facilities
- Central Government will co-contribute 50% of the total yearly contribution or Rs. 1000 per annum, whichever is lower, for the period of 5 Years in the account of subscribers who join the scheme up to 31st December, 2015 and who are not a member of any Statutory Social Scheme and not an income tax payer.
- Nomination facility is available.
- Premature exit from APY is not permitted. However, it is permitted only in exceptional circumstances i.e. in the event of the death of beneficiary for terminal disease.
Grievance redressal
Customer can either approach their base branch or submit the grievance over our email - Apy.Boi@bankofindia.co.in .
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