• Eligibility - Individuals & HUFs having PAN Numbers
  • Minimum Deposit - Rs.10,000/-
  • Maximum Deposit - Rs.1,50,000/- p.a.
  • Type of Deposit - FDR/MIC/QIC/DBD
  • Tenure - Minimum - 5 years , Maximum - Upto & including 10 years
  • Rate of Interest - As applicable to our normal domestic term deposits
    0.50% extra for Senior Citizens
  • Premature Withdrawal - Not permitted upto 5 years. However, in case of death of the depositor before the maturity of term deposit, levy of penalty would be exempted and nominee/legal heir will be allowed premature payment even before the lock-in-period as per rules. T&C Apply
  • Advance Facility - Not available for a period of 5 years from the Date of Deposit
  • Applicability - All branches in India
  • Nomination Facility – Available
  • Other Benefits - Tax Exemption u/s 80c of the Income Tax Act

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

Other terms & conditions

  • In the case of Joint Accounts, only the first named Depositor will be eligible for deduction under Section 80c of the Income Tax Act.
  • No nomination shall be made in respect of a Term Deposit applied for and held by or on behalf of a Minor.
  • The Term Deposit shall not be pledged to secure a loan or as security to any other advance.
  • TDS norms will apply as per extant rules
  • Other terms and conditions as applicable to normal Term Deposits.

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

40 Months
1000 Days
7.1 %

This is a preliminary calculation and is not the final offer

Total Maturity Value ₹0
Interest Earned
Deposit Amount
Total Interest