BOI Reliance Bharat Sookshma Udyam Suraksha


Reliance Bharat Sookshma Udyam Suraksha is an insurance cover to secure your property if total asset value at one location does not exceed ₹ 5 crores at policy commencement date and covers against losses that occur due to fire and a series of natural or man-made perils like

  • Fire, including due to its own fermentation, or natural heating or spontaneous combustion.
  • Explosion or Implosion
  • Earthquake, Lightning and other convulsions of nature
  • Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation including Tsunami
  • Subsidence, Landslide and Rockslide
  • Bush fire, Forest fire
  • Impact damage caused by impact of, or collision caused by any external physical object (e.g.; vehicle, falling trees, aircraft, wall etc.)
  • Riot, Strikes, Malicious Damage
  • Bursting or overflowing of water tanks, apparatus and pipes, Leakage from automatic sprinkler Installations.
  • Missile testing operations
  • Acts of terrorism*
  • Theft**

*Sabotage Terrorism Damage Cover Endorsement wording as provided by Indian Market Terrorism Risk Insurance Pool.

**Within 7days from occurrence of and proximately caused by any of the above Insured events.