Reliance Bharat Sookshma Udyam Suraksha is an insurance cover to secure your property if total asset value at one location does not exceed ₹ 5 crores at policy commencement date and covers against losses that occur due to fire and a series of natural or man-made perils like
- Fire, including due to its own fermentation, or natural heating or spontaneous combustion.
- Explosion or Implosion
- Earthquake, Lightning and other convulsions of nature
- Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation including Tsunami
- Subsidence, Landslide and Rockslide
- Bush fire, Forest fire
- Impact damage caused by impact of, or collision caused by any external physical object (e.g.; vehicle, falling trees, aircraft, wall etc.)
- Riot, Strikes, Malicious Damage
- Bursting or overflowing of water tanks, apparatus and pipes, Leakage from automatic sprinkler Installations.
- Missile testing operations
- Acts of terrorism*
*Sabotage Terrorism Damage Cover Endorsement wording as provided by Indian Market Terrorism Risk Insurance Pool.
**Within 7days from occurrence of and proximately caused by any of the above Insured events.