Bank of India Credit Cards


கிரெடிட் கார்டு எம்ஐடிசி
(மிக முக்கியமான விதிமுறைகள் மற்றும் நிபந்தனைகள்)
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நியாயமான நடைமுறைக் குறியீடு
 
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தனியுரிமைக் கொள்கை
 
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எச்சரிக்கை: ஒவ்வொரு மாதமும் குறைந்தபட்ச பணம்செலுத்தலை மட்டுமே செய்வதன் விளைவாக திருப்பிச் செலுத்துதல் மாதங்கள்/ஆண்டுகள் வரை நீடிக்கும், இதன் விளைவாக உங்கள் நிலுவைத் தொகையில் கூட்டு வட்டி செலுத்தல்


Branch Billing – Auto Recovery

  • In case of Branch billing card, system will recover card dues from the registered repayment/charge account of the customer on due date, thus customer needs to maintain sufficient balance in charge account.
  • If recovery is failed from charge account then authorization of that credit card gets blocked and applicable interest/penalty will be applied. In such scenario free credit period is not available to the customer and interest is charged from the date of transactions.
Payment through BOI Omni Neo Mobile Banking App

  • Card holder can pay the credit card dues through BOI Omni Neo App.
  • Cardholder can navigate to My cards section-> Credit Cards section in app and pay the due amount from the app
Payment through Internet Banking

  • Card holder can pay the credit card dues through BOI Internet Banking.
  • There is an option of “Credit card Payment” under Credit Card in Card services Tab.
Direct Billing – Payment Processing

  • Direct billing card holders pay/remit directly their dues by tendering cheque in any Bank of India branches or through on line transfer to our MBB A/C:010190200000001,IFSC:BKID0000101,Digital Banking Branch citing 16 digit credit card no. along with name of card holder.
Through Website:

  • Online Credit card payment can be done through link available on Bank of India website -> BOI Online -> Payment Services option- Credit card Bill Payment.

  • In case of Branch billing card, system will recover card dues from the registered repayment/charge account of the customer on due date, thus customer needs to maintain sufficient balance in charge account.
  • If recovery is failed from charge account then authorization of that credit card gets blocked and applicable interest/penalty will be applied. In such scenario free credit period is not available to the customer and interest is charged from the date of transactions.

  • Card holder can pay the credit card dues through BOI Omni Neo App.
  • Cardholder can navigate to My cards section-> Credit Cards section in app and pay the due amount from the app

  • Card holder can pay the credit card dues through BOI Internet Banking.
  • There is an option of “Credit card Payment” under Credit Card in Card services Tab.

  • Direct billing card holders pay/remit directly their dues by tendering cheque in any Bank of India branches or through on line transfer to our MBB A/C:010190200000001,IFSC:BKID0000101,Digital Banking Branch citing 16 digit credit card no. along with name of card holder.

  • Online Credit card payment can be done through link available on Bank of India website -> BOI Online -> Payment Services option- Credit card Bill Payment.

चेतावणी: कार्डधारकांना योग्य ती सावधगिरी बाळगण्याचा सल्ला देण्यात आला आहे आणि बँक ऑफ इंडियाने अधिकृत केलेल्या मार्गांव्यतिरिक्त इतर मार्गांनी पेमेंट करणे टाळावे.