Digital Banking Unit (DBU)

Digital Banking Unit

Digital Banking Unit (DBU) is a specialised fixed point business unit / hub housing certain minimum digital infrastructure for delivering digital banking products & services as well as servicing existing financial products & services digitally, in both self-service and assisted mode, to enable customers to have cost effective/ convenient access and enhanced digital experience to/ of such products and services in an efficient, paperless, secured and connected environment with most services being available in self-service mode at any time, all year round.

In furtherance of the objective of availability of digital infrastructure for banking services and as a part of efforts to accelerate and widen the reach of digital banking services, the concept of “Digital Banking Units” (DBUs) has been introduced by the Reserve Bank of India.

Bank of India is having DBUs in 2 districts:
Sr. No. Location Zone
1. DBU Khordha BHUBANESWAR
2. DBU BISTUPUR JAMSHEDPUR

  • ATM Machine
  • Cash Recycler Machine
  • Passbook Kiosk
  • Cheque Deposit Kiosk
  • Personalized card printing
  • Account Opening through e-platform using e-KYC
  • Internet banking using Video KYC.

  • Mudra Loans
  • Car Loans
  • Personal Loans (Salary)
  • Education Loans
  • Home Loans
  • Business Term Loans

  • Public Provident Fund
  • Sukanya Samriddhi Yojana (SSY)
  • Senior Citizen Savings Scheme
  • Pradhan Mantri Jeevan Jyoti Bima Yojana
  • Atal Pension Yojana
  • National pension system
  • Pradhan Mantri Suraksha Bima Yojana
  • Systematic Investment Plan

  • Account Opening
  • Registration/Activation of Internet Banking, Mobile Banking
  • Passbook Printing
  • Issuance of Debit Card
  • Hotlisting of Debit Card
  • Issuance of Cheque
  • KYC Updation
  • Mobile Number / Email Updation
  • Nomination Registration
  • Locker opening
  • Activation of SMS Alerts
  • Submission of 15G/H
  • Positive Pay System
  • Processing of Various standing instructions/NACH
  • Balance Enquiry